Union Bank of India: Difference between revisions

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{{Short description|Indian public sector bank}}
{{Short description|Indian public sector bank}}
{{Use Indian English|date=August 2020}}
{{distinguish|The Union Bank (1828)}}
{{Use Indian English|date=July 2025}}
{{Use dmy dates|date=December 2018}}
{{Use dmy dates|date=December 2018}}
{{Infobox company
{{Infobox company
| name = Union Bank of India
| name = Union Bank of India
| logo = File:Union Bank Logo.svg
| logo = Union Bank of India Logo.svg
| logo_size = 250px
| logo_size = 250px
| type = [[Government of India|Government owned]]
| logo_alt =
| traded_as = {{BSE|532477}}<br />{{NSE|UNIONBANK}}
| logo_caption =
| num_locations = 9500+
| image =
| num_locations_year = 2020
| image_size =
| key_people = Shri Rajkiran Rai G.<br /> {{small|([[CEO|MD]] & [[CEO]])}} <br /> Gopal Singh Gusain, Manas Ranjan Biswal,Dinesh Kumar Garg{{small|(EDs)}}
| image_alt =
| industry = [[Bank]]ing, [[Financial services]]
| image_caption =
| products = [[Retail banking|Consumer banking]], [[Commercial bank|corporate banking]], [[Financial services|finance and insurance]], [[investment banking]], [[mortgage loan]]s, [[private banking]], [[wealth management]]
| former_name = The Union Bank of India Ltd. (1919–1969)
| revenue = {{increase}} {{INRConvert|43268|c}} (2020)<ref name="Financials">{{cite web|url=https://www.moneycontrol.com/india/stockpricequote/bankspublicsector/unionbankindia/UBI01|title=Union Bank of India Ltd. Financial Statements |website=moneycontrol.com}}</ref>
| type = [[Public company|Public]]
| operating_income = {{increase}} {{INRConvert|9243|c}} (2020)<ref name="Financials"/>
| traded_as = {{ubl|{{BSE|532477}}|{{NSE|UNIONBANK}}}}
| net_income = {{increase}} {{INRConvert|-531|c}} (2020)<ref name="Financials"/>
| ISIN = {{ISIN|sl=n|pl=y|INE692A01016}}
| assets = {{increase}} {{INRConvert|555509|c}} (2020)<ref name="Financials"/>
| industry = {{ubl|[[Banking]]|[[Financial services]]}}
| equity = {{increase}} {{INRConvert|30462|c}} (2020)<ref name="Financials"/>
| founded = {{Start date and age|df=y|1919|11|11}}
| num_employees = 75,000 <ref name="Financials"/>
| founder =  
| owner = [[Government of India]] (86.75%)
Seth Sitaram Poddar<ref name="AboutUs"/>
| parent = [[Ministry of Finance]] , [[Government of India]]
| hq_location = Union Bank Bhavan, 239, Vidhan Bhavan Marg, [[Nariman Point]]
| num_employees_year = 2020
| hq_location_city = [[Mumbai]], [[Maharashtra]]
| subsid = [[Corporation Bank]]  [[Andhra Bank]]
| hq_location_country = India<ref>{{cite web |title=Central Office |url=https://www.unionbankofindia.co.in/english/central-office.aspx |website=Union Bank of India |access-date=21 October 2021}}</ref>
| ratio = 12.81%
| num_locations = 8,621 branches<br> 8,910 ATMs<ref name = "Annual Report 2024">{{cite web |title=Annual Report 2024-25 |url=https://www.unionbankofindia.co.in/pdf/Final-Press-Release-Q4FY25-English-Final.pdf|website=Union Bank of India |access-date=8 May 2025}}</ref>
| foundation = {{start date and age|df=y|1919|11|11}}
| num_locations_year = Mar 2025
| location = [[Mumbai]]
| area_served = <!-- or: | areas_served = -->
| homepage = {{URL|http://www.unionbankofindia.co.in/}}
| key_people = {{ubl|Srinivasan Varadarajan <br/> {{small|(Non-Exe Chairman)}}| Ashish Pandey<br />{{small|(Managing Director & CEO)<ref>{{cite web |title=List of Directors |url=https://www.unionbankofindia.bank.in/en/common/list-of-directors-of-the-board |website=Union Bank of India |access-date=5 November 2025}}</ref>}}}}
| products =
| brands =
| services = [[Retail banking|Consumer banking]], [[Commercial bank|Corporate banking]], [[Financial services]], [[Investment banking]], [[Mortgage loan]]s, [[Private banking]], [[Wealth management]]
| revenue = {{increase}} {{INRConvert|97078.50|c}}<ref name="Annual Report 2024" />
| revenue_year = FY23
| operating_income = {{increase}} {{INRConvert|25250.20|c}}<ref name="Annual Report 2024" />
| income_year = FY23
| profit = {{increase}} {{INRConvert|8511.70|c}}<ref name="Annual Report 2024" />
| profit_year = FY23
| assets = {{increase}} {{INRConvert|1490323|c}}<ref name="Annual Report 2024" />
| assets_year = FY25
| equity = {{increase}} {{INRConvert|78803.50|c}}<ref name="Financials">{{cite web|url=https://www.moneycontrol.com/india/stockpricequote/bankspublicsector/unionbankindia/UBI01|title=Union Bank of India Ltd. Financial Statements |website=moneycontrol.com |last1=Com |first1=Moneycontrol }}</ref>
| equity_year = FY23
| owner = [[Government of India]] (74.76) %
| num_employees = 73,945<ref>{{Cite web |title=Employee strength of Public Sector Banks |url=https://sansad.in/getFile/annex/268/AU259_JW71fE.pdf?source=pqars |access-date=2025-07-24 |publisher=Government of India, Ministry of Finance}}</ref>
| num_employees_year =  
| divisions =
| subsid =  
| ratio = 18.02% (Mar 2025)<ref>{{cite web |title=Annual Report 2024-25 |url=https://www.unionbankofindia.co.in/pdf/Final-Press-Release-Q4FY25-English-Final.pdf|website=Union Bank of India |access-date=8 May 2025}}</ref>
| rating = <!-- Credit rating; used for banks only -->
| website = {{ubl|{{URL|https://www.unionbankofindia.bank.in/}}|{{URL|https://www.unionbankonline.bank.in/}}}}
}}
}}
'''Union Bank of India (UBI)''' is an [[Public sector banks in India|Indian public sector bank]] headquartered in Mumbai. It was established in 1919 and nationalised by the Government of India in 1969.<ref name=":0">{{Cite web |date=2023-10-27 |title=Financial Results for the Quarter ended September 30, 2023 – Union Bank |url=https://www.unionbankofindia.co.in/pdf/press%20release%20english%20q2fy24.pdf |access-date=2024-01-20 |website=Union Bank of India |publication-place=Mumbai}}</ref>


'''Union Bank of India''' is one of the largest Indian [[Government of India|government-owned]] banks under the [[ownership]] of  [[Ministry of Finance (India)|Ministry of Finance]] , [[Government of India]] with 120+ million customers and a total business of US$106 billion.<ref name=":0">{{Cite web|title=FY2020 Financial Results|url=https://www.unionbankofindia.co.in/pdf/Financial-Results_UnionBank_Q4_FY19-20.pdf}}</ref> After the amalgamation with Corporation Bank and Andhra Bank, which came into effect on 1 April 2020, the amalgamated entity becomes the fourth largest bank in terms of branch network. UBI now has around 9500 branches after the amalgamation. Four of these are overseas in Hong Kong, Dubai, Antwerp, and Sydney. UBI also has representative offices at Shanghai, Beijing and Abu Dhabi. Lastly, UBI operates in the United Kingdom through its wholly owned subsidiary, Union Bank of India (UK). Union Bank of India was the anchor bank for both [[Andhra Bank]] and [[Corporation Bank]], which came into effect on 1 April 2020 as announced by finance Minister of India Nirmala Sitharaman.
After the merger with [[Corporation Bank]] and [[Andhra Bank]], which came into effect on 1 April 2020, UBI became one of the largest public sector banks with around 9,300 branches. Two of these are located overseas in Dubai and Sydney. UBI operates in the United Kingdom through its wholly owned subsidiary, Union Bank of India (UK). The bank also has over 10,000 ATMs and 23,000 Business Correspondent Points, with more than 76,700 employees.<ref>{{Cite web|title=Profile {{!}} Union Bank of India|url=https://www.unionbankofindia.co.in/english/aboutus-profile.aspx|access-date=2021-10-22|website=unionbankofindia.co.in}}</ref>


==History==
==History==
Union Bank of India (Union Bank) was registered on 11 November 1919 as a limited company in [[Mumbai]] and was inaugurated by [[Mahatma Gandhi]]. At the time of India's independence in 1947, Union Bank of India had four branches – three in [[Mumbai]] and one in [[Saurashtra (region)|Saurashtra]], in trade centres.<ref>{{cite news |title=Union Bank of India turns 100 |url=https://www.thehindubusinessline.com/money-and-banking/union-bank-of-india-turns-100/article25487418.ece |date=November 13, 2018}}</ref> By the time the [[Indian government]] nationalized Union Bank of India in 1969, it had 240 branches. In 1975, Union Bank of India acquired '''Belgaum Bank''', a private sector bank established in 1930 that had itself merged in a bank in 1964, the Shri Jadeya Shankarling Bank ([[Bijapur]]; incorporated on 10 May 1948). Then in 1985 Union Bank of India acquired Miraj State Bank, which had been established in 1929, and which had 26 branches.
[[File:Union Bank of India 2018 stamp.jpg|thumb|A 2018 stamp dedicated to the 100th anniversary of the Union Bank of India]]
Union Bank of India was established on 11 November 1919 in Bombay (now Mumbai) by Seth Sitaram Poddar.<ref name="AboutUs">{{cite web |title=Profile |url=https://www.unionbankofindia.bank.in/en/common/profile |website=Union Bank of India |access-date=5 November 2025}}</ref> The bank's corporate office was inaugurated by [[Mahatma Gandhi]]. At the time of India's independence in 1947, the bank had four branches – three in Mumbai and one in [[Saurashtra (region)|Saurashtra]] in trade centres.<ref>{{cite news|date=13 November 2018|title=Union Bank of India turns 100|work=The Hindu BusinessLine|url=https://www.thehindubusinessline.com/money-and-banking/union-bank-of-india-turns-100/article25487418.ece|access-date=10 June 2021}}</ref> By the time the Indian government nationalized UBI in 1969, it had 240 branches. In 1975, it acquired Belgaum Bank, a private sector bank established in 1930 that had itself merged in a bank in 1964, the Shri Jadeya Shankarling Bank ([[Bijapur]]; incorporated on 10 May 1948). In 1985, it acquired Miraj State Bank, which had been established in 1929, and which had 26 branches. In 1999, UBI acquired Sikkim Bank with its eight branches.


Union Bank expanded internationally in 2007 with the opening of offices in Abu Dhabi, United Arab Emirates, and Shanghai in the People's Republic of China.<ref>{{cite news |title=Union Bank of India furthers China presence |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/union-bank-of-india-furthers-china-presence/articleshow/2364142.cms |date=Sep 13, 2007}}</ref> The next year, Union Bank established a branch in Hong Kong, its first branch outside India. In 2009, Union Bank opened a representative office in Sydney, Australia.<ref>{{cite news |title=Union Bank of India to open three overseas branches this fiscal |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/union-bank-of-india-to-open-three-overseas-branches-this-fiscal/articleshow/14743581.cms}}</ref>
UBI expanded internationally in 2007 with the opening of offices in [[Abu Dhabi]], United Arab Emirates and in [[Shanghai]], China.<ref>{{cite news|date=13 September 2007|title=Union Bank of India furthers China presence|work=The Economic Times|url=https://economictimes.indiatimes.com/industry/banking/finance/banking/union-bank-of-india-furthers-china-presence/articleshow/2364142.cms|access-date=10 June 2021}}</ref> In 2008, it established a branch in [[Hong Kong]].<ref>{{Cite news|date=2 August 2008|title=Union Bank open Hong Kong branch|work=Business Standard|url=https://www.business-standard.com/article/finance/union-bank-open-hong-kong-branch-108080200015_1.html|access-date=10 June 2021}}</ref> In 2009, Union Bank opened a representative office in [[Sydney]], Australia.<ref>{{cite news |title=Union Bank of India to open three overseas branches this fiscal |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/union-bank-of-india-to-open-three-overseas-branches-this-fiscal/articleshow/14743581.cms}}</ref>{{Citation needed|date=June 2021}}


On 30 August 2019, [[Minister of Finance (India)|Finance Minister]] [[Nirmala Sitharaman]] announced that [[Andhra Bank]] and [[Corporation Bank]] would be merged into Union Bank of India. The proposed merger would make Union Bank the fifth largest public sector bank in the country with assets of {{INRConvert|14.59|lc}} and 9,609 branches.<ref>{{cite web |url=https://timesofindia.indiatimes.com/business/india-business/government-unveils-mega-bank-mergers-to-revive-growth-from-5-year-low/articleshow/70911359.cms |access-date=30 August 2019}}</ref><ref>{{cite web |last1=Writer |first1=Staff |title=10 public sector banks to be merged into four |url=https://www.livemint.com/news/india/pnb-obc-and-united-bank-to-be-merged-nirmala-sitharaman-1567158678718.html |website=Mint |access-date=30 August 2019 |language=en |date=30 August 2019}}</ref> The Board of Directors of Andhra Bank approved the merger on 13 September.<ref>{{cite web |title=Andhra Bank board okays merger with UBI |url=https://www.thehindu.com/business/andhra-bank-board-okays-merger-with-ubi/article29411194.ece |website=The Hindu |access-date=13 September 2019 |language=en-IN |date=13 September 2019}}</ref><ref>{{cite web |title=Andhra Bank board okays merger with Union Bank of India |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/andhra-bank-board-okays-merger-with-union-bank-of-india/articleshow/71117490.cms |website=The Economic Times |access-date=13 September 2019 |date=13 September 2019}}</ref>
On 30 August 2019, Finance Minister [[Nirmala Sitharaman]] announced that Andhra Bank and Corporation Bank would be merged into Union Bank of India. The proposed merger would make Union Bank the fifth largest public sector bank in the country with assets of {{INRConvert|14.59|lc}} and 9,609 branches.<ref>{{Cite web|agency=PTI|date=Aug 30, 2019|title=Bank Merger News: Government unveils mega bank mergers to revive growth from 5-year low {{!}} India Business News |url=https://timesofindia.indiatimes.com/business/india-business/government-unveils-mega-bank-mergers-to-revive-growth-from-5-year-low/articleshow/70911359.cms|access-date=2021-10-22|website=The Times of India|language=en}}</ref><ref>{{cite web |author=<!--Not stated--> |title=10 public sector banks to be merged into four |url=https://www.livemint.com/news/india/pnb-obc-and-united-bank-to-be-merged-nirmala-sitharaman-1567158678718.html |website=Mint |access-date=30 August 2019 |language=en |date=30 August 2019}}</ref> The Board of Directors of Andhra Bank approved the merger on 13 September.<ref>{{cite web |title=Andhra Bank board okays merger with UBI |url=https://www.thehindu.com/business/andhra-bank-board-okays-merger-with-ubi/article29411194.ece |website=The Hindu |access-date=13 September 2019 |language=en-IN |date=13 September 2019}}</ref><ref>{{cite web |title=Andhra Bank board okays merger with Union Bank of India |url=https://economictimes.indiatimes.com/industry/banking/finance/banking/andhra-bank-board-okays-merger-with-union-bank-of-india/articleshow/71117490.cms |website=The Economic Times |access-date=13 September 2019 |date=13 September 2019}}</ref> The [[Union Council of Ministers|Union Cabinet]] approved the merger on 4 March, and it was  completed on 1 April 2020.<ref>{{cite web |last1=Ghosh |first1=Shayan |title=Three banks announce merger ratios |url=https://www.livemint.com/market/stock-market-news/two-anchor-banks-pnb-union-bank-of-india-disclose-merger-ratios-11583413469591.html |website=Livemint |access-date=6 March 2020 |language=en |date=5 March 2020}}</ref>
 
<gallery mode="packed" heights="160">
File:Union Bank of India 2018 stamp.jpg|A 2018 stamp dedicated to the 100th anniversary of the Union Bank of India
</gallery>
 
== Shareholding ==
{| class="wikitable"
!Shareholders (as on 31-March-2020)<ref name=":0" />
!Shareholding %
|-
|Govt of India
|86.75%
|-
|FIIs
|1.28%
|-
|DIIs
|6.37%
|-
|Public & Others
|5.60%
|}


== Subsidiaries ==
== Subsidiaries ==
* Union Bank of India (UK) Limited
* Union Bank of India (UK) Limited
* Union Asset Management Co. Private Limited
* Union Asset Management Co. Private Limited
* Union Trustee Co. Pvt. Limited
* Union Trustee Co. Pvt. Limited
* Star Union Dai-ichiLife Insurance Co. Limited
* [[Star Union Dai-ichi Life Insurance]]
* Chaitanya Godavari Grameen Bank
* Andhra Pradesh Grameena Bank
*Corpbank Securities ltd.
* Corpbank Securities ltd.
* UBI Services Ltd


==See also==
==See also==
Line 83: Line 85:


== External links ==
== External links ==
{{commons category}}
* {{Official website}}
* {{Official website}}


{{Banking in India}}
{{Banking in India}}
{{Nifty 200 companies}}
{{Nifty 200 companies}}
{{Authority control}}
{{Authority control}}


[[Category:Public Sector Banks in India]]
[[Category:Public sector banks in India]]
[[Category:Banks based in Mumbai]]
[[Category:Banks based in Mumbai]]
[[Category:Banks established in 1919]]
[[Category:Banks established in 1919]]
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[[Category:Indian brands]]
[[Category:Indian brands]]
[[Category:Indian companies established in 1919]]
[[Category:Indian companies established in 1919]]
 
[[Category:Companies listed on the National Stock Exchange of India]]
 
[[Category:Companies listed on the Bombay Stock Exchange]]
{{India-company-stub}}

Latest revision as of 13:26, 6 February 2026


Not to be confused with The Union Bank (1828).

Union Bank of India
Formerly
The Union Bank of India Ltd. (1919–1969)
Traded as
ISINTemplate:ISIN
Industry
Founded11 November 1919; 106 years ago (1919-11-11)
Founder(s)Seth Sitaram Poddar[1]
HeadquartersUnion Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point,
Mumbai, Maharashtra
,
India[2]
Number of locations
8,621 branches
8,910 ATMs[3] (Mar 2025)
Key people
  • Srinivasan Varadarajan
    (Non-Exe Chairman)
  • Ashish Pandey
    (Managing Director & CEO)[4]
ServicesConsumer banking, Corporate banking, Financial services, Investment banking, Mortgage loans, Private banking, Wealth management
RevenueError creating thumbnail: File missing ₹97,078.50 crore (US$14 billion)[3] (FY23)
Error creating thumbnail: File missing ₹25,250.20 crore (US$3.5 billion)[3] (FY23)
Error creating thumbnail: File missing ₹8,511.70 crore (US$1.2 billion)[3] (FY23)
Total assetsError creating thumbnail: File missing ₹1,490,323 crore (US$210 billion)[3] (FY25)
Total equityError creating thumbnail: File missing ₹78,803.50 crore (US$11 billion)[5] (FY23)
OwnerGovernment of India (74.76) %
Number of employees
73,945[6]
Capital ratio class39 = tel18.02% (Mar 2025)[7]
Website

Union Bank of India (UBI) is an Indian public sector bank headquartered in Mumbai. It was established in 1919 and nationalised by the Government of India in 1969.[8]

After the merger with Corporation Bank and Andhra Bank, which came into effect on 1 April 2020, UBI became one of the largest public sector banks with around 9,300 branches. Two of these are located overseas in Dubai and Sydney. UBI operates in the United Kingdom through its wholly owned subsidiary, Union Bank of India (UK). The bank also has over 10,000 ATMs and 23,000 Business Correspondent Points, with more than 76,700 employees.[9]

History[edit | edit source]

Error creating thumbnail: File missing
A 2018 stamp dedicated to the 100th anniversary of the Union Bank of India

Union Bank of India was established on 11 November 1919 in Bombay (now Mumbai) by Seth Sitaram Poddar.[1] The bank's corporate office was inaugurated by Mahatma Gandhi. At the time of India's independence in 1947, the bank had four branches – three in Mumbai and one in Saurashtra in trade centres.[10] By the time the Indian government nationalized UBI in 1969, it had 240 branches. In 1975, it acquired Belgaum Bank, a private sector bank established in 1930 that had itself merged in a bank in 1964, the Shri Jadeya Shankarling Bank (Bijapur; incorporated on 10 May 1948). In 1985, it acquired Miraj State Bank, which had been established in 1929, and which had 26 branches. In 1999, UBI acquired Sikkim Bank with its eight branches.

UBI expanded internationally in 2007 with the opening of offices in Abu Dhabi, United Arab Emirates and in Shanghai, China.[11] In 2008, it established a branch in Hong Kong.[12] In 2009, Union Bank opened a representative office in Sydney, Australia.[13][citation needed]

On 30 August 2019, Finance Minister Nirmala Sitharaman announced that Andhra Bank and Corporation Bank would be merged into Union Bank of India. The proposed merger would make Union Bank the fifth largest public sector bank in the country with assets of ₹14.59 lakh crore (US$200 billion) and 9,609 branches.[14][15] The Board of Directors of Andhra Bank approved the merger on 13 September.[16][17] The Union Cabinet approved the merger on 4 March, and it was completed on 1 April 2020.[18]

Subsidiaries[edit | edit source]

  • Union Bank of India (UK) Limited
  • Union Asset Management Co. Private Limited
  • Union Trustee Co. Pvt. Limited
  • Star Union Dai-ichi Life Insurance
  • Andhra Pradesh Grameena Bank
  • Corpbank Securities ltd.
  • UBI Services Ltd

See also[edit | edit source]

References[edit | edit source]

  1. ↑ 1.0 1.1 "Profile". Union Bank of India. Retrieved 5 November 2025.
  2. ↑ "Central Office". Union Bank of India. Retrieved 21 October 2021.
  3. ↑ 3.0 3.1 3.2 3.3 3.4 "Annual Report 2024-25" (PDF). Union Bank of India. Retrieved 8 May 2025.
  4. ↑ "List of Directors". Union Bank of India. Retrieved 5 November 2025.
  5. ↑ Com, Moneycontrol. "Union Bank of India Ltd. Financial Statements". moneycontrol.com.
  6. ↑ "Employee strength of Public Sector Banks" (PDF). Government of India, Ministry of Finance. Retrieved 24 July 2025.
  7. ↑ "Annual Report 2024-25" (PDF). Union Bank of India. Retrieved 8 May 2025.
  8. ↑ "Financial Results for the Quarter ended September 30, 2023 – Union Bank" (PDF). Union Bank of India. Mumbai. 27 October 2023. Retrieved 20 January 2024.
  9. ↑ "Profile | Union Bank of India". unionbankofindia.co.in. Retrieved 22 October 2021.
  10. ↑ "Union Bank of India turns 100". The Hindu BusinessLine. 13 November 2018. Retrieved 10 June 2021.
  11. ↑ "Union Bank of India furthers China presence". The Economic Times. 13 September 2007. Retrieved 10 June 2021.
  12. ↑ "Union Bank open Hong Kong branch". Business Standard. 2 August 2008. Retrieved 10 June 2021.
  13. ↑ "Union Bank of India to open three overseas branches this fiscal".
  14. ↑ "Bank Merger News: Government unveils mega bank mergers to revive growth from 5-year low | India Business News". The Times of India. PTI. 30 August 2019. Retrieved 22 October 2021.
  15. ↑ "10 public sector banks to be merged into four". Mint. 30 August 2019. Retrieved 30 August 2019.
  16. ↑ "Andhra Bank board okays merger with UBI". The Hindu. 13 September 2019. Retrieved 13 September 2019.
  17. ↑ "Andhra Bank board okays merger with Union Bank of India". The Economic Times. 13 September 2019. Retrieved 13 September 2019.
  18. ↑ Ghosh, Shayan (5 March 2020). "Three banks announce merger ratios". Livemint. Retrieved 6 March 2020.

External links[edit | edit source]

  • {{URL|example.com|optional display text}}
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