Aditya Birla Payments Bank: Difference between revisions

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{{short description|Payments Bank}}
{{short description|Indian bank}}
{{Use dmy dates|date=June 2022}}
{{Use Indian English|date=June 2022}}
{{Infobox company
{{Infobox company
| name = Aditya Birla Payments Bank
| name = Aditya Birla Payments Bank
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}}
}}


'''Aditya Birla Payments Bank''' Limited (ABPB) was a [[payments bank]] started as a joint venture by Aditya Birla Nuvo Ltd. and Idea Cellular.<ref name=hbl>{{cite news|url=https://www.thehindubusinessline.com/money-and-banking/aditya-birla-nuvo-forms-jv-with-idea-cellular-for-payments-bank/article8257857.ece|title=Aditya Birla Nuvo forms JV with Idea Cellular for payments bank|date=19 February 2018|publisher=[[The Hindu Business Line]]|access-date=17 October 2018}}</ref> Launched on February 22, 2018, it is the fourth payments bank to begin operations since issuance of licenses to 11 firms by the [[Reserve Bank of India]] in August 2015.<ref>{{cite news|url=https://economictimes.indiatimes.com/industry/banking/finance/banking/aditya-birla-idea-payments-bank-begins-operations/articleshow/63034052.cms|title=Aditya Birla Idea Payments Bank begins operations|date=22 February 2018|publisher=[[The Economic Times]]|access-date=17 October 2018}}</ref><ref>{{cite web|url=https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=43207|title=Aditya Birla Idea Payments Bank Limited commences operations|date=22 February 2018|access-date=17 October 2018}}</ref> Payments Banks are a special category of banks that can accept deposits of up to 1 lakh but cannot give loans or credit cards.<ref>{{cite news|url=https://www.thehindu.com/business/all-you-need-to-know-about-payment-banks/article7561353.ece|title=All you need to know about payments banks|date=20 August 2015|publisher=[[The Hindu]]|access-date=17 October 2018}}</ref>
'''Aditya Birla Payments Bank''' Limited (ABPB) was a [[payments bank]] started as a joint venture by Aditya Birla Nuvo Ltd. and [[Idea Cellular]].<ref name=hbl>{{cite news|url=https://www.thehindubusinessline.com/money-and-banking/aditya-birla-nuvo-forms-jv-with-idea-cellular-for-payments-bank/article8257857.ece|title=Aditya Birla Nuvo forms JV with Idea Cellular for payments bank|date=19 February 2018|publisher=[[The Hindu Business Line]]|access-date=17 October 2018}}</ref> Launched on 22 February 2018, it is the fourth payments bank to begin operations since issuance of licenses to 11 firms by the [[Reserve Bank of India]] in August 2015.<ref>{{cite news|url=https://economictimes.indiatimes.com/industry/banking/finance/banking/aditya-birla-idea-payments-bank-begins-operations/articleshow/63034052.cms|title=Aditya Birla Idea Payments Bank begins operations|date=22 February 2018|publisher=[[The Economic Times]]|access-date=17 October 2018}}</ref><ref>{{cite web|url=https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=43207|title=Aditya Birla Idea Payments Bank Limited commences operations|date=22 February 2018|access-date=17 October 2018}}</ref>


On 20 July 2019, Aditya Birla Payments Bank announced that it would be shutting down operations subject to the receipt of requisite regulatory consents and approval.<ref>{{cite web |title=Aditya Birla Idea Payments Bank to close operations - Times of India |url=https://timesofindia.indiatimes.com/business/india-business/aditya-birla-idea-payments-bank-to-close-operations/articleshow/70309203.cms |website=The Times of India}}</ref>
On 20 July 2019, Aditya Birla Payments Bank announced that it would be shutting down operations subject to the receipt of requisite regulatory consents and approval.<ref>{{cite news |title=Aditya Birla Idea Payments Bank to close operations - Times of India |url=https://timesofindia.indiatimes.com/business/india-business/aditya-birla-idea-payments-bank-to-close-operations/articleshow/70309203.cms |website=The Times of India|date=20 July 2019 }}</ref>


==History==
==History==
Aditya Birla Nuvo (now [[Grasim Industries|Grasim Industries Limited]]) was one of the 11 entities to receive an in-principle approval by [[Reserve Bank of India]] (RBI) to set-up payments banks in India, in August 2015.<ref>{{cite news|url=https://www.thehindubusinessline.com/markets/stock-markets/grasim-gets-investors-nod-to-merge-ab-nuvo-with-itself/article9622529.ece|title=Grasim gets investors’ nod to merge AB Nuvo with itself|date=7 April 2018|publisher=[[The Hindu Business Line]]|access-date=17 October 2018}}</ref> Post the in-principle approval, RBI had issued a license to Aditya Birla Payments Bank under Section 22 (1) of the Banking Regulation Act, 1949 to commence with the business of payments bank in April 2017.<ref>{{cite web|url=https://www.adityabirlanuvo.com/pdf/ABNLSELetter-april17.pdf|title=ABNLSELetter-april17|date=5 April 2017|access-date=17 October 2018}}</ref>
Aditya Birla Nuvo (now [[Grasim Industries|Grasim Industries Limited]]) was one of the 11 entities to receive an in-principle approval by [[Reserve Bank of India]] (RBI) to set-up payments banks in India, in August 2015.<ref>{{cite news|url=https://www.thehindubusinessline.com/markets/stock-markets/grasim-gets-investors-nod-to-merge-ab-nuvo-with-itself/article9622529.ece|title=Grasim gets investors' nod to merge AB Nuvo with itself|date=7 April 2018|publisher=[[The Hindu Business Line]]|access-date=17 October 2018}}</ref> Post the in-principle approval, RBI had issued a license to Aditya Birla Payments Bank under Section 22 (1) of the Banking Regulation Act, 1949 to commence with the business of payments bank in April 2017.<ref>{{cite web|url=https://www.adityabirlanuvo.com/pdf/ABNLSELetter-april17.pdf|title=ABNLSELetter-april17|date=5 April 2017|access-date=17 October 2018|archive-date=13 April 2018|archive-url=https://web.archive.org/web/20180413030434/http://www.adityabirlanuvo.com/pdf/ABNLSELetter-april17.pdf|url-status=dead}}</ref>


Aditya Birla Payments Bank earlier operated as IMCSL (Idea Mobile Commerce Services Ltd) as a brand of Idea Cellular Ltd.<ref>{{cite news|url=https://economictimes.indiatimes.com/industry/banking/finance/idea-mobile-commerce-to-merge-with-aditya-birla-idea-payments/articleshow/52044168.cms|title=Idea Mobile Commerce to merge with Aditya Birla Idea Payments|date=29 April 2016|publisher=[[The Economic Times]]|access-date=17 October 2018}}</ref>
Aditya Birla Payments Bank earlier operated as IMCSL (Idea Mobile Commerce Services Ltd) as a brand of Idea Cellular Ltd.<ref>{{cite news|url=https://economictimes.indiatimes.com/industry/banking/finance/idea-mobile-commerce-to-merge-with-aditya-birla-idea-payments/articleshow/52044168.cms|title=Idea Mobile Commerce to merge with Aditya Birla Idea Payments|date=29 April 2016|publisher=[[The Economic Times]]|access-date=17 October 2018}}</ref>
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==References==
==References==
{{Reflist|30em}}
{{Reflist}}


==External links==
==External links==
 
{{Portal|Banks}}
* {{Official website|https://www.adityabirla.bank/}}
* {{Official website|https://www.adityabirla.bank/}}



Latest revision as of 06:28, 17 February 2026


Aditya Birla Payments Bank
IndustryFinancial services
FateClosed (2019)
Founded19 February 2016; 10 years ago (2016-02-19)
Headquarters,
Key people
  • Dev Bhattacharya (Non-Executive Director)
  • Sudhakar Ramasubramanian (MD & CEO)
ProductsSavings Account, BHIM ABPB UPI, ABPB Wallet, ABPB Payments Gateway
ServicesBanking, Payments & Payments Systems, UPI, NEFT, IMPS, Third Party Loan Referral, Digital wallet, Group Insurances
ParentGrasim Industries Limited (51%)
Idea Cellular Limited (49%)
Websitewww.adityabirla.bank

Aditya Birla Payments Bank Limited (ABPB) was a payments bank started as a joint venture by Aditya Birla Nuvo Ltd. and Idea Cellular.[1] Launched on 22 February 2018, it is the fourth payments bank to begin operations since issuance of licenses to 11 firms by the Reserve Bank of India in August 2015.[2][3]

On 20 July 2019, Aditya Birla Payments Bank announced that it would be shutting down operations subject to the receipt of requisite regulatory consents and approval.[4]

History[edit | edit source]

Aditya Birla Nuvo (now Grasim Industries Limited) was one of the 11 entities to receive an in-principle approval by Reserve Bank of India (RBI) to set-up payments banks in India, in August 2015.[5] Post the in-principle approval, RBI had issued a license to Aditya Birla Payments Bank under Section 22 (1) of the Banking Regulation Act, 1949 to commence with the business of payments bank in April 2017.[6]

Aditya Birla Payments Bank earlier operated as IMCSL (Idea Mobile Commerce Services Ltd) as a brand of Idea Cellular Ltd.[7]

Aditya Birla Nuvo Limited holds 51 percent shares while the remaining 49 percent are with Idea Cellular.[1]

Aditya Birla Payments Bank, which was a joint venture between Aditya Birla Nuvo and Idea Cellular, discontinued its banking business within 2 years of its inceptions due to lack of funds.[8]

References[edit | edit source]

  1. 1.0 1.1 "Aditya Birla Nuvo forms JV with Idea Cellular for payments bank". The Hindu Business Line. 19 February 2018. Retrieved 17 October 2018.
  2. "Aditya Birla Idea Payments Bank begins operations". The Economic Times. 22 February 2018. Retrieved 17 October 2018.
  3. "Aditya Birla Idea Payments Bank Limited commences operations". 22 February 2018. Retrieved 17 October 2018.
  4. "Aditya Birla Idea Payments Bank to close operations - Times of India". The Times of India. 20 July 2019.
  5. "Grasim gets investors' nod to merge AB Nuvo with itself". The Hindu Business Line. 7 April 2018. Retrieved 17 October 2018.
  6. "ABNLSELetter-april17" (PDF). 5 April 2017. Archived from the original (PDF) on 13 April 2018. Retrieved 17 October 2018.
  7. "Idea Mobile Commerce to merge with Aditya Birla Idea Payments". The Economic Times. 29 April 2016. Retrieved 17 October 2018.
  8. "Aditya Birla Group closes its banking business within 2 years of operations - ET BFSI". The Economic Times. Retrieved 23 July 2020.

External links[edit | edit source]