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|style="text-align: Right;"| 12||style="text-align: Center;"| 2020-21 || 1 April 2020 to 31 March 2021<ref name="livemint-20200401">{{cite news|last=Kumar|first=Sandeep|date=2021-04-01|title=Folks investing in PPF or Sukanya Samriddhi scheme need not worry — the rate cuts have been rolled back|work=Business Insider|url=https://www.businessinsider.in/finance/news/government-withdraws-interest-rate-cut-on-small-savings-schemes-in-a-bizarre-u-turn/articleshow/81813361.cms|url-status=live}}</ref>|| style="text-align: Right;" | 7.6 % ||style="text-align: Right;"| 250 || style="text-align: Right;"|1,50,000 | |style="text-align: Right;"| 12||style="text-align: Center;"| 2020-21 || 1 April 2020 to 31 March 2021<ref name="livemint-20200401">{{cite news|last=Kumar|first=Sandeep|date=2021-04-01|title=Folks investing in PPF or Sukanya Samriddhi scheme need not worry — the rate cuts have been rolled back|work=Business Insider|url=https://www.businessinsider.in/finance/news/government-withdraws-interest-rate-cut-on-small-savings-schemes-in-a-bizarre-u-turn/articleshow/81813361.cms|url-status=live}}</ref>|| style="text-align: Right;" | 7.6 % ||style="text-align: Right;"| 250 || style="text-align: Right;"|1,50,000 | ||
|- | |- | ||
|style="text-align: Right;"| 13||style="text-align: Center;"| 2021-22 || 1 April 2021 to | |style="text-align: Right;"| 13||style="text-align: Center;"| 2021-22 || 1 April 2021 to 31 March 2022|| style="text-align: Right;" | 7.6 % || style="text-align: Right;" | 250 || style="text-align: Right;"|1,50,000 | ||
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==Eligibility== | ==Eligibility== | ||
For the child (account holder) | '''For the child (account holder)''' | ||
* Only a girl child can avail the benefits of Sukanya Samriddhi Yojana saving scheme. | * Only a girl child can avail the benefits of Sukanya Samriddhi Yojana saving scheme. | ||
* The maximum age of this child should be 10 years. However a grace period of 1 year is granted. | * The maximum age of this child should be 10 years. However a grace period of 1 year is granted. | ||
For the parents- | '''For the parents'''- | ||
* Only biological parents or legal guardians of a girl child can open the account on the child's behalf. | * Only biological parents or legal guardians of a girl child can open the account on the child's behalf. | ||
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The number of accounts opened up to October, 2015 under Sukanya Samriddhi Yojana across the country is 76,19,668. The impact is that 76,19,668 girl children got {{INRConvert|28.38|b}} deposited in their name.<ref>{{cite web|title=Accounts opened up to 31.10.2015 under Sukanya Samriddhi Yojana (SSA) across the country is 76, 19,668|url=http://sapost.blogspot.in/2015/12/accounts-opened-up-to-31102015-under.html }}</ref> | The number of accounts opened up to October, 2015 under Sukanya Samriddhi Yojana across the country is 76,19,668. The impact is that 76,19,668 girl children got {{INRConvert|28.38|b}} deposited in their name.<ref>{{cite web|title=Accounts opened up to 31.10.2015 under Sukanya Samriddhi Yojana (SSA) across the country is 76, 19,668|url=http://sapost.blogspot.in/2015/12/accounts-opened-up-to-31102015-under.html }}</ref> | ||
== | ==Maturity== | ||
* The Account shall mature on completion of a period of twenty-one years from the date of its opening: | |||
Provided that the final closure in the Account may be permitted before completion of such period of twenty one years, if the account holder, on an application, makes a request for such premature closure for reasons of intended marriage of the Account holder and on furnishing of age proof confirming that the applicant will not be less than eighteen years of age on the date of marriage: | Provided that the final closure in the Account may be permitted before completion of such period of twenty one years, if the account holder, on an application, makes a request for such premature closure for reasons of intended marriage of the Account holder and on furnishing of age proof confirming that the applicant will not be less than eighteen years of age on the date of marriage: | ||
Provided that no such premature closure shall be made before one month preceding the date of the marriage or after three months from the date of such marriage. | Provided that no such premature closure shall be made before one month preceding the date of the marriage or after three months from the date of such marriage. | ||
* On maturity, the balance including interest outstanding in the Account shall be payable to the Account holder, on an application by the Account holder for closure of the Account, and on furnishing documentary proof of her identity, residence and citizenship. | |||
* No interest shall be payable once the Account completes twenty-one years from the date of its opening. | |||
<ref>[https://blog.bodhik.com/secure-your-daughters-future-with-sukanya-samridhi-yojana/ FAQs About Sukanya Samridhi Yojana Scheme]</ref> | <ref>[https://blog.bodhik.com/secure-your-daughters-future-with-sukanya-samridhi-yojana/ FAQs About Sukanya Samridhi Yojana Scheme]</ref> | ||
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(2) The process of transfer of the account shall be effected electronically if the post office or the Bank concerned, has access to the facility of CBS.<ref>[http://caknowledge.in/sukanya-samriddhi-account-rules/ Sukanya Samriddhi Account]</ref> | (2) The process of transfer of the account shall be effected electronically if the post office or the Bank concerned, has access to the facility of CBS.<ref>[http://caknowledge.in/sukanya-samriddhi-account-rules/ Sukanya Samriddhi Account]</ref> | ||
==References== | ==References== | ||