Dhanlaxmi Bank: Difference between revisions

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 | name             = Dhanlaxmi Bank
 | logo             = Dhanlaxmi Bank.svg
-| image            =
+|image = File:Dhana_lakshmi_bank.jpg
+| image_size =
+| image_alt = Dhanlaxmi Bank New Head office
+| image_caption = Dhanlaxmi Bank New Head Office
 | type             = [[Public]]
 | traded_as        = {{BSE|532180}}<br />{{NSE|DHANBANK}}
 | industry         = [[Banking]]<br />[[Financial service]]s
 | founded          = {{Start date and age|1927|11|14|df=yes}}
-| key_people       = {{Unbulleted_list|J. K. Shivan<br />([[Chief executive officer|CEO]] & [[Managing director|MD]])|G. Subramonia Iyer<br />([[Chairman]])}}
+| key_people       = {{Unbulleted_list|J. K. Shivan<br />([[Chief executive officer|CEO]] & [[Managing director|MD]])|<br />()}}
 | products         = {{Bulleted_list|[[Credit card]]s|[[Retail banking|Consumer banking]]|[[Commercial bank|Corporate banking]]|[[Financial services|Finance and Insurance]]|[[Mortgage loan]]s|[[Private banking]]|[[Wealth management]]|[[Investment banking]]}}
-| revenue          = {{Increase}}{{INRConvert|1100|c}} (2020)<ref name="BalSheet">[https://www.dhanbank.com/pdf/financials/Annual_Report_2016-17.pdf "Balance Sheet 31.03.2017"]. dhanbank.com (15 March 2018).</ref>
+| revenue          = {{Increase}}{{INRConvert|1086|c}} (2022)<ref name="BalSheet">[https://www.dhanbank.com/pdf/financials/Annual_Report_2016-17.pdf "Balance Sheet 31.03.2017"]. dhanbank.com (15 March 2018).</ref>
-| net_income       = {{increase}} {{INRConvert|31.91|c}} (December 2020)<ref name="BalSheet"/>
+| net_income       = {{Decrease}} {{INRConvert|35.90|c}} (2021)<ref name="BalSheet"/>
-| assets           = {{Increase}}{{INRConvert|12808|c}} (December 2020)<ref name="BalSheet"/>
+| assets           = {{Increase}}{{INRConvert|13796|c}} ( 2021)<ref name="BalSheet"/>
 | equity           =
-| num_employees    = 1,664 (December 2020)<ref name="BalSheet"/>
+| num_employees    = 1,723 (March 2022)<ref name="BalSheet"/>
-| ratio            = 14.16%<ref name="BalSheet"/>
+| ratio            = 12.98%<ref name="BalSheet"/>
 | location         = [[Thrissur]], [[Kerala]], India
 | homepage         = {{url|https://www.dhanbank.com}}
 }}
-'''Dhanlaxmi Bank Ltd''' is an Indian private sector bank headquartered in [[Thrissur]], [[Kerala]]. The bank has 245 branches and 257 ATMs spread over the states of Kerala, [[Tamil Nadu]], [[Karnataka]], [[Andhra Pradesh]], [[Telangana]], [[Maharashtra]], [[Gujarat]], [[Delhi]], [[West Bengal]], [[Madhya Pradesh]], [[Punjab, India|Punjab]], [[Uttar Pradesh]], [[Rajasthan]], [[Chandigarh]], and [[Haryana]].
+'''Dhanlaxmi Bank Ltd''' is an Indian private sector bank headquartered in [[Thrissur]], [[Kerala]]. The bank has 245 branches and 258 ATMs/CDMs spread over the states of Kerala, [[Tamil Nadu]], [[Karnataka]], [[Andhra Pradesh]], [[Telangana]], [[Maharashtra]], [[Gujarat]], [[Delhi]], [[West Bengal]], [[Madhya Pradesh]], [[Punjab, India|Punjab]], [[Uttar Pradesh]], [[Rajasthan]], [[Chandigarh]], and [[Haryana]].
 ==History==
@@ Line 32: / Line 35: @@
 ==Business overview==
-* Bank has recorded an annual operating profit of {{INR|105.09 crores}} and Net profit of {{INR|37.19 crores}} for the financial year ended 31 March 2021.
+•	Dhanlaxmi Bank has recorded an annual operating profit of Rs.134.30 Crs and Net profit of Rs.35.90 Crs for the financial year ended 31st March 2022.
-* Total business reached {{INR|18,834 crores}} as on 31 March 2021 from {{INR|17,703 crores}} as on 31 March 2020, registering growth of 6.39%.
+•	Total business of the Bank improved to Rs. 20847 Crs as on 31st March 2022 from Rs. 18834 Crs as on 31st March 2021, registering growth of 10.69%.
-* Deposits recorded a growth of 7.41% to reach {{INR|11,712 crores}} as on 31 March 2021 from {{INR|10,904 crores}} as on 31 March 2020.
+•	Deposits recorded a growth of 5.90 % to reach Rs.12403 Crs as on 31st March 2022 against Rs. 11712 Crs as on 31st March 2021.
-* CASA deposits grew by 20.28% during the year and reached {{INR|3,908 crores}} as on 31 March 2021 which was {{INR|3,249 crores}} as on 31 March 2020.
+•	CASA deposits grew by 8.80% during the year and reached Rs.4252 Crs as on 31st March.2022 which was Rs.3908 Crs as on 31st March.2021.
-* CASA to Total deposits as on 31 March 2021 has increased to 33.37%.
+•	CASA to Total deposits as on 31st March.2022 improved to 34.28%.
-* Gross Advances reached {{INR|7,122 crores}} as on 31 March 2021 from {{INR|6,799 crores}} registering growth of 4.75%.
+•	Gross Advances reached Rs.8444 Crs as on 31st March 2022 from Rs. 7122 Crs as on 31st March 2021, registering growth of 18.56%.
-* Retail advance grew by 19.91% to reach {{INR|3,608 crores}} as on 31 March 2021.
+•	Annual Net Interest Income increased from Rs.329.65 Crs  as on 31st March 2021 to Rs. 362.32 Crs, as on 31st March  2022 registering growth of 9.91%
-* Gold Loan portfolio stood at 26.14% of advances, registering a growth of 46.61% on YoY basis
+•	Non-Interest income of the Bank increased to Rs. 169.12 Crs as on 31st March 2022 from Rs. 122.22 Crs as on 31st March 2021,   registering a growth of 38.37% .
-* Non-Interest income of the Bank increased to {{INR|141.48 crores}} as on 31 March 2021 from {{INR|112.85 crores}} as on 31 March 2020, registering a growth of 25.37%.
+•	NIM improved from 2.82% to 3.00% on Y-o-Y basis
-* CRAR improved to 14.47% in FY 2020-21 against 14.41% during the Previous Year 2019–20.
+•	Total Income of the Bank increased by Rs.32.79 Crs with growth of 3.11% on Y-o-Y basis
-* Book Value of the Shares stands at {{INR|34.15}} as on 31 March 2021.
+•	Cost to Income Ratio reduced from 81.01% to 74.73% on Y-o-Y basis
+•	CD Ratio improved from 60.81% to 68.08% on Y-o-Y basis.
+•	Asset Quality improved significantly with Gross NPA coming down by 291 bps and Net NPA coming down by 191 bps on a Y-o-Y basis to 6.32% and 2.85% respectively.
+•	Provision Coverage Ratio improved from 74.20% to 80.64% on Y-o-Y basis
+•	Book Value of shares improved from Rs.34.15 to Rs.35.57 on Y-o-Y basis
+•	CRAR as on March 31, 2022 was 12.98%
 Dhanlaxmi Bank has deployed Centralised Banking Solution (CBS) on the [[Flexcube]] platform at all its branches for extending anywhere/anytime/anyhow banking to its clientele through multiple delivery channels. The bank has set up a data centre in Bangalore, to keep the networked system operational round the clock.
 ===Change of name===
-The bank has changed its name from Dhanalakshmi Bank to Dhanlaxmi Bank on 10 August 2010.<ref>https://www.business-standard.com/article-amp/companies/dhanalakshmi-bank-gets-roc-nod-for-name-change-110081400110_1.html</ref>
+The bank has changed its name from Dhanalakshmi Bank to Dhanlaxmi Bank on 10 August 2010.<ref>{{Cite news|url=https://www.business-standard.com/article-amp/companies/dhanalakshmi-bank-gets-roc-nod-for-name-change-110081400110_1.html|title = Dhanalakshmi Bank gets RoC nod for name change|newspaper = Business Standard India|date = 14 August 2010|agency = Press Trust of India}}</ref>
 ===Partnerships===
@@ Line 53: / Line 62: @@
 ===Credit cards===
-In March 2010, the bank launched Dhanlaxmi Bank Platinum and Gold Credit cards.<ref>{{cite web
+In March 2010, the bank launched Dhanlaxmi Bank Platinum and Gold Credit cards.<ref>{{cite news
 |url=http://www.business-standard.com/india/storypage.php?autono=389390
 |title=Dhanlaxmi Bank launches credit cards
@@ Line 60: / Line 69: @@
 ==See also==
-{{Portal|Banks}}
 * [[Banking in India]]
 * [[List of banks in India]]