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	<title>Public Credit Registry - Revision history</title>
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	<updated>2026-08-20T04:15:29Z</updated>
	<subtitle>Revision history for this page on the wiki</subtitle>
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		<title>CleanupBot: Robot: Replacing encoded entity with character</title>
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		<updated>2026-03-22T06:23:55Z</updated>

		<summary type="html">&lt;p&gt;Robot: Replacing encoded entity with character&lt;/p&gt;
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				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;Revision as of 11:53, 22 March 2026&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l1&quot;&gt;Line 1:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 1:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Use dmy dates|date=July 2019}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Use dmy dates|date=July 2019}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{short description|Indian digital financial registry}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{short description|Indian digital financial registry}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&#039;&#039;&#039;Public Credit Registry&#039;&#039;&#039; (PCR), created by the [[Reserve Bank of India]], is a public digital registry to capture and store financial information of borrowers in [[India]], both existing and new borrowers. The credit registry will collate the borrowing history of both individuals and corporate borrowers. Borrowers will have access to their credit information and seek corrections.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;ref name=&quot;:0&quot;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;{{Cite news|url=https://www.thehindu.com/business/why-is-a-public-credit-registry-important/article24849543.ece|title=Why is a Public Credit Registry important?|last=Srihari|first=B. r|date=2018-09-02|work=The Hindu|access-date=2018-12-26|language=en-IN|issn=0971-751X}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&amp;amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;{{Cite web|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|author=Mayuresh Ganapatye |date=December 15, 2018 |publisher=India Today|language=en|access-date=2018-12-26}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&#039;&#039;&#039;Public Credit Registry&#039;&#039;&#039; (PCR), created by the [[Reserve Bank of India]], is a public digital registry to capture and store financial information of borrowers in [[India]], both existing and new borrowers. The credit registry will collate the borrowing history of both individuals and corporate borrowers. Borrowers will have access to their credit information and seek corrections.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;ref name=&quot;:0&quot;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;{{Cite news|url=https://www.thehindu.com/business/why-is-a-public-credit-registry-important/article24849543.ece|title=Why is a Public Credit Registry important?|last=Srihari|first=B. r|date=2018-09-02|work=The Hindu|access-date=2018-12-26|language=en-IN|issn=0971-751X}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;{{Cite web|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|author=Mayuresh Ganapatye |date=December 15, 2018 |publisher=India Today|language=en|access-date=2018-12-26}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== History ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== History ==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The PCR is the culmination of recommendations given by the committee headed by Y.M. Deosthalee. The idea behind creating the public registry is to collate the financial information of individual and corporate borrowers under one platform, inclusive of financial delinquencies, pending legal suits, and willful defaulters. The objective was to strengthen the credit culture of the Indian economy.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;{{Cite news|url=https://economictimes.indiatimes.com/news/economy/policy/rbi-starts-process-to-set-up-digital-public-credit-registry-for-capturing-all-details-of-borrowers/articleshow/66496220.cms|title=RBI starts process to set up digital Public Credit Registry for capturing all details of borrowers|date=2018-11-04|work=The Economic Times|access-date=2018-12-26}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&amp;amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;{{Cite web|url=https://www.livemint.com/Companies/Vv6soSHBcY1i72vxAvPKEJ/RBI-shortlists-TCS-Wipro-IBM-3-others-for-setting-up-Publ.html|title=RBI shortlists TCS, Wipro, IBM, 3 others for setting up Public Credit Registry|last=PTI|date=2018-12-24|language=en|access-date=2018-12-26}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The PCR is the culmination of recommendations given by the committee headed by Y.M. Deosthalee. The idea behind creating the public registry is to collate the financial information of individual and corporate borrowers under one platform, inclusive of financial delinquencies, pending legal suits, and willful defaulters. The objective was to strengthen the credit culture of the Indian economy.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;{{Cite news|url=https://economictimes.indiatimes.com/news/economy/policy/rbi-starts-process-to-set-up-digital-public-credit-registry-for-capturing-all-details-of-borrowers/articleshow/66496220.cms|title=RBI starts process to set up digital Public Credit Registry for capturing all details of borrowers|date=2018-11-04|work=The Economic Times|access-date=2018-12-26}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;{{Cite web|url=https://www.livemint.com/Companies/Vv6soSHBcY1i72vxAvPKEJ/RBI-shortlists-TCS-Wipro-IBM-3-others-for-setting-up-Publ.html|title=RBI shortlists TCS, Wipro, IBM, 3 others for setting up Public Credit Registry|last=PTI|date=2018-12-24|language=en|access-date=2018-12-26}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The move is a departure from the existing mechanism where there are multiple [[Credit bureau|credit information repositories]] with varied data objectives and coverage. The lack of credit information gap will be filled by the unified PCR. The data contained in the system will be made available to stakeholders such as banks and private financial institutions on a need-to-know basis.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;{{Cite magazine|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|author=Mayuresh Ganapatye |date=December 15, 2018 |magazine=India Today|language=en|access-date=2018-12-26}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The move is a departure from the existing mechanism where there are multiple [[Credit bureau|credit information repositories]] with varied data objectives and coverage. The lack of credit information gap will be filled by the unified PCR. The data contained in the system will be made available to stakeholders such as banks and private financial institutions on a need-to-know basis.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;{{Cite magazine|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|author=Mayuresh Ganapatye |date=December 15, 2018 |magazine=India Today|language=en|access-date=2018-12-26}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;It was suggested that the PCR would improve India’s ease of doing business parameters at the [[World Bank]].&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;ref name=&quot;:0&quot; /&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;It was suggested that the PCR would improve India’s ease of doing business parameters at the [[World Bank]].&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;ref name=&quot;:0&quot; /&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== Further reading ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== Further reading ==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* [https://www.dvara.com/research/blog/2021/11/19/public-credit-registries-an-international-comparison/ Public Credit Registries] - an international comparison by Dwijaraj Bhattacharya&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* [https://www.dvara.com/research/blog/2021/11/19/public-credit-registries-an-international-comparison/ Public Credit Registries] - an international comparison by Dwijaraj Bhattacharya&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* [https://www.dvara.com/research/blog/2021/11/23/features-of-public-credit-registries-an-international-comparison/ Features of Public Credit Registries] by Maria Fernandez &amp;amp;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;amp; &lt;/del&gt;Dwijaraj Bhattacharya&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;* [https://www.dvara.com/research/blog/2021/11/23/features-of-public-credit-registries-an-international-comparison/ Features of Public Credit Registries] by Maria Fernandez &amp;amp; Dwijaraj Bhattacharya&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== References ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== References ==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;!--- See http://en.wikipedia.org/wiki/Wikipedia:Footnotes on how to create references using &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&amp;amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt; &lt;/del&gt;tags, these references will then appear here automatically --&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;!--- See http://en.wikipedia.org/wiki/Wikipedia:Footnotes on how to create references using &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt; &lt;/ins&gt;tags, these references will then appear here automatically --&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Reflist}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Reflist}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/del&gt;!--- Categories ---&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/ins&gt;!--- Categories ---&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Reserve Bank of India]]&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Reserve Bank of India]]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Indian bankers]]&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Indian bankers]]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;</summary>
		<author><name>CleanupBot</name></author>
	</entry>
	<entry>
		<id>https://en.bharatpedia.org/w/index.php?title=Public_Credit_Registry&amp;diff=448802&amp;oldid=prev</id>
		<title>Svetlltn: Enhanced and reorganized content</title>
		<link rel="alternate" type="text/html" href="https://en.bharatpedia.org/w/index.php?title=Public_Credit_Registry&amp;diff=448802&amp;oldid=prev"/>
		<updated>2022-07-19T01:45:45Z</updated>

		<summary type="html">&lt;p&gt;Enhanced and reorganized content&lt;/p&gt;
&lt;table style=&quot;background-color: #fff; color: #202122;&quot; data-mw=&quot;interface&quot;&gt;
				&lt;col class=&quot;diff-marker&quot; /&gt;
				&lt;col class=&quot;diff-content&quot; /&gt;
				&lt;col class=&quot;diff-marker&quot; /&gt;
				&lt;col class=&quot;diff-content&quot; /&gt;
				&lt;tr class=&quot;diff-title&quot; lang=&quot;en&quot;&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;Revision as of 07:15, 19 July 2022&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l1&quot;&gt;Line 1:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 1:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Use dmy dates|date=July 2019}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Use dmy dates|date=July 2019}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{short description|Indian digital financial registry}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{short description|Indian digital financial registry}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&#039;&#039;&#039;Public Credit Registry&#039;&#039;&#039; (PCR), created by the [[Reserve Bank of India]], is a public digital registry to capture and store financial information of borrowers in [[India]], both existing and new borrowers. The credit registry will collate the borrowing history of both individuals and corporate borrowers. Borrowers will have access to their credit information and seek corrections.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;ref name=&quot;:0&quot;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;{{Cite news|url=https://www.thehindu.com/business/why-is-a-public-credit-registry-important/article24849543.ece|title=Why is a Public Credit Registry important?|last=Srihari|first=B. r|date=2018-09-02|work=The Hindu|access-date=2018-12-26|language=en-IN|issn=0971-751X}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;{{Cite web|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|author=Mayuresh Ganapatye |date=December 15, 2018 |publisher=India Today|language=en|access-date=2018-12-26}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&#039;&#039;&#039;Public Credit Registry&#039;&#039;&#039; (PCR), created by the [[Reserve Bank of India]], is a public digital registry to capture and store financial information of borrowers in [[India]], both existing and new borrowers. The credit registry will collate the borrowing history of both individuals and corporate borrowers. Borrowers will have access to their credit information and seek corrections.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;ref name=&quot;:0&quot;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;{{Cite news|url=https://www.thehindu.com/business/why-is-a-public-credit-registry-important/article24849543.ece|title=Why is a Public Credit Registry important?|last=Srihari|first=B. r|date=2018-09-02|work=The Hindu|access-date=2018-12-26|language=en-IN|issn=0971-751X}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&amp;amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;{{Cite web|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|author=Mayuresh Ganapatye |date=December 15, 2018 |publisher=India Today|language=en|access-date=2018-12-26}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== History ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== History ==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The PCR is the culmination of recommendations given by the committee headed by Y.M. Deosthalee. The idea behind creating the public registry is to collate the financial information of individual and corporate borrowers under one platform, inclusive of financial delinquencies, pending legal suits, and willful defaulters. The objective was to strengthen the credit culture of the Indian economy.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;{{Cite news|url=https://economictimes.indiatimes.com/news/economy/policy/rbi-starts-process-to-set-up-digital-public-credit-registry-for-capturing-all-details-of-borrowers/articleshow/66496220.cms|title=RBI starts process to set up digital Public Credit Registry for capturing all details of borrowers|date=2018-11-04|work=The Economic Times|access-date=2018-12-26}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;{{Cite web|url=https://www.livemint.com/Companies/Vv6soSHBcY1i72vxAvPKEJ/RBI-shortlists-TCS-Wipro-IBM-3-others-for-setting-up-Publ.html|title=RBI shortlists TCS, Wipro, IBM, 3 others for setting up Public Credit Registry|last=PTI|date=2018-12-24|language=en|access-date=2018-12-26}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The PCR is the culmination of recommendations given by the committee headed by Y.M. Deosthalee. The idea behind creating the public registry is to collate the financial information of individual and corporate borrowers under one platform, inclusive of financial delinquencies, pending legal suits, and willful defaulters. The objective was to strengthen the credit culture of the Indian economy.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;{{Cite news|url=https://economictimes.indiatimes.com/news/economy/policy/rbi-starts-process-to-set-up-digital-public-credit-registry-for-capturing-all-details-of-borrowers/articleshow/66496220.cms|title=RBI starts process to set up digital Public Credit Registry for capturing all details of borrowers|date=2018-11-04|work=The Economic Times|access-date=2018-12-26}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&amp;amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;{{Cite web|url=https://www.livemint.com/Companies/Vv6soSHBcY1i72vxAvPKEJ/RBI-shortlists-TCS-Wipro-IBM-3-others-for-setting-up-Publ.html|title=RBI shortlists TCS, Wipro, IBM, 3 others for setting up Public Credit Registry|last=PTI|date=2018-12-24|language=en|access-date=2018-12-26}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The move is a departure from the existing mechanism where there are multiple [[Credit bureau|credit information repositories]] with varied data objectives and coverage. The lack of credit information gap will be filled by the unified PCR. The data contained in the system will be made available to stakeholders such as banks and private financial institutions on a need-to-know basis.&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;{{Cite magazine|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|author=Mayuresh Ganapatye |date=December 15, 2018 |magazine=India Today|language=en|access-date=2018-12-26}}&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The move is a departure from the existing mechanism where there are multiple [[Credit bureau|credit information repositories]] with varied data objectives and coverage. The lack of credit information gap will be filled by the unified PCR. The data contained in the system will be made available to stakeholders such as banks and private financial institutions on a need-to-know basis.&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;{{Cite magazine|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|author=Mayuresh Ganapatye |date=December 15, 2018 |magazine=India Today|language=en|access-date=2018-12-26}}&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;It was suggested that the PCR would improve India’s ease of doing business parameters at the [[World Bank]].&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;ref name=&quot;:0&quot; /&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;It was suggested that the PCR would improve India’s ease of doing business parameters at the [[World Bank]].&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;ref name=&quot;:0&quot; /&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;== Further reading ==&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;* [https://www.dvara.com/research/blog/2021/11/19/public-credit-registries-an-international-comparison/ Public Credit Registries] - an international comparison by Dwijaraj Bhattacharya&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-side-deleted&quot;&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;* [https://www.dvara.com/research/blog/2021/11/23/features-of-public-credit-registries-an-international-comparison/ Features of Public Credit Registries] by Maria Fernandez &amp;amp;amp; Dwijaraj Bhattacharya&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== References ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== References ==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;!--- See http://en.wikipedia.org/wiki/Wikipedia:Footnotes on how to create references using &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&amp;lt;&lt;/del&gt;/ref&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt; &lt;/del&gt;tags, these references will then appear here automatically --&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;!--- See http://en.wikipedia.org/wiki/Wikipedia:Footnotes on how to create references using &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&amp;amp;lt;&lt;/ins&gt;/ref&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt; &lt;/ins&gt;tags, these references will then appear here automatically --&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Reflist}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Reflist}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;lt;&lt;/del&gt;!--- Categories ---&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;gt;&lt;/del&gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;lt;&lt;/ins&gt;!--- Categories ---&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;&amp;amp;gt;&lt;/ins&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Reserve Bank of India]]&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Reserve Bank of India]]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Indian bankers]]&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[[Category:Indian bankers]]&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;</summary>
		<author><name>Svetlltn</name></author>
	</entry>
	<entry>
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		<updated>2022-04-20T01:06:57Z</updated>

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				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;Revision as of 06:36, 20 April 2022&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l1&quot;&gt;Line 1:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 1:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Use dmy dates|date=July 2019}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{Use dmy dates|date=July 2019}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{short description|Indian digital financial registry}}&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;{{short description|Indian digital financial registry}}&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&#039;&#039;&#039;Public Credit Registry&#039;&#039;&#039; (PCR), created by the [[Reserve Bank of India]], is a public digital registry to capture and store financial information of borrowers in [[India]], both existing and new borrowers. The credit registry will collate the borrowing history of both individuals and corporate borrowers. Borrowers will have access to their credit information and seek corrections.&amp;lt;ref name=&quot;:0&quot;&amp;gt;{{Cite news|url=https://www.thehindu.com/business/why-is-a-public-credit-registry-important/article24849543.ece|title=Why is a Public Credit Registry important?|last=Srihari|first=B. r|date=2018-09-02|work=The Hindu|access-date=2018-12-26|language=en-IN|issn=0971-751X}}&amp;lt;/ref&amp;gt;&amp;lt;ref&amp;gt;{{Cite web|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;last=MumbaiDecember 15|first&lt;/del&gt;=Mayuresh Ganapatye|&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;last2&lt;/del&gt;=December 15&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;|first2=2018UPDATED&lt;/del&gt;|publisher=India Today|language=en|access-date=2018-12-26&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;|last3=Ist|first3=2018 18:36&lt;/del&gt;}}&amp;lt;/ref&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&#039;&#039;&#039;Public Credit Registry&#039;&#039;&#039; (PCR), created by the [[Reserve Bank of India]], is a public digital registry to capture and store financial information of borrowers in [[India]], both existing and new borrowers. The credit registry will collate the borrowing history of both individuals and corporate borrowers. Borrowers will have access to their credit information and seek corrections.&amp;lt;ref name=&quot;:0&quot;&amp;gt;{{Cite news|url=https://www.thehindu.com/business/why-is-a-public-credit-registry-important/article24849543.ece|title=Why is a Public Credit Registry important?|last=Srihari|first=B. r|date=2018-09-02|work=The Hindu|access-date=2018-12-26|language=en-IN|issn=0971-751X}}&amp;lt;/ref&amp;gt;&amp;lt;ref&amp;gt;{{Cite web|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;author&lt;/ins&gt;=Mayuresh Ganapatye |&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;date&lt;/ins&gt;=December 15&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;, 2018 &lt;/ins&gt;|publisher=India Today|language=en|access-date=2018-12-26}}&amp;lt;/ref&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== History ==&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;== History ==&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The PCR is the culmination of recommendations given by the committee headed by Y.M. Deosthalee. The idea behind creating the public registry is to collate the financial information of individual and corporate borrowers under one platform, inclusive of financial delinquencies, pending legal suits, and willful defaulters. The objective was to strengthen the credit culture of the Indian economy.&amp;lt;ref&amp;gt;{{Cite news|url=https://economictimes.indiatimes.com/news/economy/policy/rbi-starts-process-to-set-up-digital-public-credit-registry-for-capturing-all-details-of-borrowers/articleshow/66496220.cms|title=RBI starts process to set up digital Public Credit Registry for capturing all details of borrowers|date=2018-11-04|work=The Economic Times|access-date=2018-12-26}}&amp;lt;/ref&amp;gt;&amp;lt;ref&amp;gt;{{Cite web|url=https://www.livemint.com/Companies/Vv6soSHBcY1i72vxAvPKEJ/RBI-shortlists-TCS-Wipro-IBM-3-others-for-setting-up-Publ.html|title=RBI shortlists TCS, Wipro, IBM, 3 others for setting up Public Credit Registry|last=PTI|date=2018-12-24|language=en|access-date=2018-12-26}}&amp;lt;/ref&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The PCR is the culmination of recommendations given by the committee headed by Y.M. Deosthalee. The idea behind creating the public registry is to collate the financial information of individual and corporate borrowers under one platform, inclusive of financial delinquencies, pending legal suits, and willful defaulters. The objective was to strengthen the credit culture of the Indian economy.&amp;lt;ref&amp;gt;{{Cite news|url=https://economictimes.indiatimes.com/news/economy/policy/rbi-starts-process-to-set-up-digital-public-credit-registry-for-capturing-all-details-of-borrowers/articleshow/66496220.cms|title=RBI starts process to set up digital Public Credit Registry for capturing all details of borrowers|date=2018-11-04|work=The Economic Times|access-date=2018-12-26}}&amp;lt;/ref&amp;gt;&amp;lt;ref&amp;gt;{{Cite web|url=https://www.livemint.com/Companies/Vv6soSHBcY1i72vxAvPKEJ/RBI-shortlists-TCS-Wipro-IBM-3-others-for-setting-up-Publ.html|title=RBI shortlists TCS, Wipro, IBM, 3 others for setting up Public Credit Registry|last=PTI|date=2018-12-24|language=en|access-date=2018-12-26}}&amp;lt;/ref&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The move is a departure from the existing mechanism where there are multiple [[Credit bureau|credit information repositories]] with varied data objectives and coverage. The lack of credit information gap will be filled by the unified PCR. The data contained in the system will be made available to stakeholders such as banks and private financial institutions on a need-to-know basis.&amp;lt;ref&amp;gt;{{Cite &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;web&lt;/del&gt;|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;last=MumbaiDecember 15|first&lt;/del&gt;=Mayuresh Ganapatye|&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;last2&lt;/del&gt;=December 15|&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;first2=2018UPDATED|website&lt;/del&gt;=India Today|language=en|access-date=2018-12-26&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;|last3=Ist|first3=2018 18:36&lt;/del&gt;}}&amp;lt;/ref&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;The move is a departure from the existing mechanism where there are multiple [[Credit bureau|credit information repositories]] with varied data objectives and coverage. The lack of credit information gap will be filled by the unified PCR. The data contained in the system will be made available to stakeholders such as banks and private financial institutions on a need-to-know basis.&amp;lt;ref&amp;gt;{{Cite &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;magazine&lt;/ins&gt;|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&#039;s public credit registry will give complete information about borrowers: Viral Acharya|&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;author&lt;/ins&gt;=Mayuresh Ganapatye |&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;date&lt;/ins&gt;=December 15&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;, 2018 &lt;/ins&gt;|&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;magazine&lt;/ins&gt;=India Today|language=en|access-date=2018-12-26}}&amp;lt;/ref&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;It was suggested that the PCR would improve India’s ease of doing business parameters at the [[World Bank]].&amp;lt;ref name=&amp;quot;:0&amp;quot; /&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot;&gt;&lt;/td&gt;&lt;td style=&quot;background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;It was suggested that the PCR would improve India’s ease of doing business parameters at the [[World Bank]].&amp;lt;ref name=&amp;quot;:0&amp;quot; /&amp;gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;</summary>
		<author><name>UpdateBot</name></author>
	</entry>
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		<updated>2020-02-14T18:16:56Z</updated>

		<summary type="html">&lt;p&gt;Alter: first2. | You can &lt;a href=&quot;https://en.bharatpedia.org/wiki/BP:UCB&quot; class=&quot;extiw&quot; title=&quot;wp:UCB&quot;&gt;use this bot&lt;/a&gt; yourself. &lt;a href=&quot;https://en.bharatpedia.org/wiki/BP:DBUG&quot; class=&quot;extiw&quot; title=&quot;wp:DBUG&quot;&gt;Report bugs here&lt;/a&gt;. | Activated by &lt;a href=&quot;/w/index.php?title=User:Grimes2&amp;amp;action=edit&amp;amp;redlink=1&quot; class=&quot;new&quot; title=&quot;User:Grimes2 (page does not exist)&quot;&gt;User:Grimes2&lt;/a&gt; | via #UCB_webform&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;{{Use dmy dates|date=July 2019}}&lt;br /&gt;
{{short description|Indian digital financial registry}}&lt;br /&gt;
&amp;#039;&amp;#039;&amp;#039;Public Credit Registry&amp;#039;&amp;#039;&amp;#039; (PCR), created by the [[Reserve Bank of India]], is a public digital registry to capture and store financial information of borrowers in [[India]], both existing and new borrowers. The credit registry will collate the borrowing history of both individuals and corporate borrowers. Borrowers will have access to their credit information and seek corrections.&amp;lt;ref name=&amp;quot;:0&amp;quot;&amp;gt;{{Cite news|url=https://www.thehindu.com/business/why-is-a-public-credit-registry-important/article24849543.ece|title=Why is a Public Credit Registry important?|last=Srihari|first=B. r|date=2018-09-02|work=The Hindu|access-date=2018-12-26|language=en-IN|issn=0971-751X}}&amp;lt;/ref&amp;gt;&amp;lt;ref&amp;gt;{{Cite web|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&amp;#039;s public credit registry will give complete information about borrowers: Viral Acharya|last=MumbaiDecember 15|first=Mayuresh Ganapatye|last2=December 15|first2=2018UPDATED|publisher=India Today|language=en|access-date=2018-12-26|last3=Ist|first3=2018 18:36}}&amp;lt;/ref&amp;gt;&lt;br /&gt;
&lt;br /&gt;
== History ==&lt;br /&gt;
The PCR is the culmination of recommendations given by the committee headed by Y.M. Deosthalee. The idea behind creating the public registry is to collate the financial information of individual and corporate borrowers under one platform, inclusive of financial delinquencies, pending legal suits, and willful defaulters. The objective was to strengthen the credit culture of the Indian economy.&amp;lt;ref&amp;gt;{{Cite news|url=https://economictimes.indiatimes.com/news/economy/policy/rbi-starts-process-to-set-up-digital-public-credit-registry-for-capturing-all-details-of-borrowers/articleshow/66496220.cms|title=RBI starts process to set up digital Public Credit Registry for capturing all details of borrowers|date=2018-11-04|work=The Economic Times|access-date=2018-12-26}}&amp;lt;/ref&amp;gt;&amp;lt;ref&amp;gt;{{Cite web|url=https://www.livemint.com/Companies/Vv6soSHBcY1i72vxAvPKEJ/RBI-shortlists-TCS-Wipro-IBM-3-others-for-setting-up-Publ.html|title=RBI shortlists TCS, Wipro, IBM, 3 others for setting up Public Credit Registry|last=PTI|date=2018-12-24|language=en|access-date=2018-12-26}}&amp;lt;/ref&amp;gt;&lt;br /&gt;
&lt;br /&gt;
The move is a departure from the existing mechanism where there are multiple [[Credit bureau|credit information repositories]] with varied data objectives and coverage. The lack of credit information gap will be filled by the unified PCR. The data contained in the system will be made available to stakeholders such as banks and private financial institutions on a need-to-know basis.&amp;lt;ref&amp;gt;{{Cite web|url=https://www.indiatoday.in/business/story/rbi-s-public-credit-registry-will-give-complete-information-about-borrowers-viral-acharya-1410237-2018-12-15|title=RBI&amp;#039;s public credit registry will give complete information about borrowers: Viral Acharya|last=MumbaiDecember 15|first=Mayuresh Ganapatye|last2=December 15|first2=2018UPDATED|website=India Today|language=en|access-date=2018-12-26|last3=Ist|first3=2018 18:36}}&amp;lt;/ref&amp;gt;&lt;br /&gt;
&lt;br /&gt;
It was suggested that the PCR would improve India’s ease of doing business parameters at the [[World Bank]].&amp;lt;ref name=&amp;quot;:0&amp;quot; /&amp;gt;&lt;br /&gt;
&lt;br /&gt;
== References ==&lt;br /&gt;
&amp;lt;!--- See http://en.wikipedia.org/wiki/Wikipedia:Footnotes on how to create references using &amp;lt;ref&amp;gt;&amp;lt;/ref&amp;gt; tags, these references will then appear here automatically --&amp;gt;&lt;br /&gt;
{{Reflist}}&lt;br /&gt;
&lt;br /&gt;
&amp;lt;!--- Categories ---&amp;gt;&lt;br /&gt;
[[Category:Reserve Bank of India]]&lt;br /&gt;
[[Category:Indian bankers]]&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
{{India-econ-stub}}&lt;/div&gt;</summary>
		<author><name>&gt;Citation bot</name></author>
	</entry>
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