2405:201:4018:2BB5:AC94:1264:410B:CE5F: Undid revision 1052338822 by 240B:C020:410:92F2:A891:FF0:677D:7957 (talk)

2021-12-25T16:17:11Z

Undid revision 1052338822 by 240B:C020:410:92F2:A891:FF0:677D:7957 (talk)

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{{use dmy dates|date=February 2019}}
{{Use Indian English|date=February 2019}}
'''Pradhan Mantri Shram Yogi Maandhan''' is a social welfare scheme launched by the [[Ministry of Labour and Employment (India)|Ministry of Labour and Employment]] of the [[Government of India]] in February 2019 <ref>{{citation |title=Pradhan Mantri Shram Yogi Maandhan |url=https://nvshq.org/scheme/pm-shramyogi-mandhan-pension-yojana}}</ref> for poor labourers in the unorganised sector from minimum 18 years of age to maximum 40 years.

==Provisions==
Pradhan Mantri Shram Yogi Maandhan is available to unorganized workers between 18 to 40 years of age.<ref>{{citation |title=Budget 2019 highlights: Standard deduction to be raised, no tax on second house |url=https://www.livemint.com/budget/news/interim-budget-2019-here-are-key-highlights-1549000512562.html |work=Live Mint |date=1 February 2019 }}</ref> Further, the monthly income of the worker should be below {{INRConvert|15|k}}. Under the scheme, the subscriber will receive a minimum assured pension of {{INRConvert|3|k}} per month<ref>{{citation |title=Good News! Unorganised workers can now subscribe to this pension scheme |url=https://www.financialexpress.com/money/good-news-unorganised-workers-can-now-subscribe-to-this-pension-scheme/1490491/ |work=[[The Financial Express (India)|Financial Express]] |date=17 February 2019 }}</ref> after attaining the age of 60 years. However, to benefit from the scheme, workers have to contribute ₹55 monthly (for age 18) and it varies according to age. Maximum contribution for a year cannot exceed ₹2400 (Rs.200 per month). Further, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension as family pension. Family pension is applicable only to spouse to apply for eshram yojana and get eshram card your can apply for here [https://www.sambalpurdiary.in/2021/08/e-shram-portal-odisha.html e shram card registration online odisha].

Due to the erratic nature of the works of unorganized sector, the exit provisions have been kept flexible. As such the subscriber can exit prematurely and the amount will be returned with interest at the saving bank account rate, or the rate at which the fund earned income (if the subscriber exits after 10 year period), whichever is higher. Further, the spouse has the option to continue the scheme and to contribute on the subscriber's behalf.

To avail the scheme, the concerned person has to visit the Community Service Center. [[Aadhaar]] and [[Pradhan Mantri Jan Dhan Yojana|Jan Dhan Bank account]] are necessary.

==References==
{{Reflist}}

==External links==

{{Government schemes in India}}

[[Category: Government schemes in India]]
[[Category:Modi administration initiatives]]
[[Category: Social security in India]]

Pradhan Mantri Shram Yogi Mandhan - Revision history

2405:201:4018:2BB5:AC94:1264:410B:CE5F: Undid revision 1052338822 by 240B:C020:410:92F2:A891:FF0:677D:7957 (talk)