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{{Short description|Indian social welfare programme}}
{{Use Indian English|date=March 2020}}
{{Use dmy dates|date=March 2020}}
{{Multiple issues|
{{More citations needed|dupate=October 2015|date=February 2020}}
{{Update|date=October 2015}}
}}
{{Infobox project
| image = Pradhan Mantri Gramin Awaas Yojana.png
| name = Pradhan Mantri Gramin Awaas Yojana
| primeminister = [[Narendra modi ]] | launched = 1996 (as Indira Awaas Yojana, later
restructured in 2015)
| website = {{url|http://www.iay.nic.in/netiay/home.aspx}}
}}
'''Pradhan Mantri Gramin Aawas Yojana''' ({{lit|Prime Minister's Rural Housing Scheme}}), previously '''Indira Awas Yojana''' ({{lit|[[Indira Gandhi|Indira]]{{'s}} Housing Scheme}}), is a social welfare programme, created by the [[Indian Government]], to provide housing for the rural poor in [[India]].<ref>{{Citation|date=October 19, 2018|title=PM Modi hands over keys of houses to PMAY-G beneficiaries in Shirdi|url=https://economictimes.indiatimes.com/news/politics-and-nation/pm-modi-hands-over-keys-of-houses-to-pmay-g-beneficiaries-in-shirdi/videoshow/66283313.cms|access-date=2018-10-24}}</ref> A similar scheme for urban poor was launched in 2015 as [[Housing for All]] by 2022. [[Indira Awas Yojana]] was launched in 1985 by [[Rajiv Gandhi]], the [[Prime Minister of India]], as one of the major flagship programs of the [[Ministry of Rural Development (India)|Ministry of Rural Development]] to construct houses for the [[Below Poverty Line (India)|Below Poverty Line]] population in the villages.<ref>{{Cite web|url=http://pib.nic.in/newsite/mbErel.aspx?relid=86168|title=Indira Awaas Yojana – Fulfilling the Need for Rural Housing|website=pib.nic.in|access-date=2017-12-09}}</ref>

== Overview ==
Under the PMGAY scheme, financial assistance worth {{INRConvert|120000}} in plain areas and {{INRConvert|130000}} in difficult areas (high land area) is provided for construction of houses.<ref>{{cite web|url=http://iay.nic.in/netiay/more_cons.htm|title=More...|access-date=4 February 2014|archive-url=https://web.archive.org/web/20130125005751/http://iay.nic.in/netiay/more_cons.htm|archive-date=25 January 2013|url-status=dead}}</ref> These houses are equipped with facilities such as toilet, LPG connection, electricity connection, and drinking water [convergence with other schemes e.g. [[Swachh Bharat Abhiyan|Swachh Bharat Abhiyan toilet]]s, [[Pradhan Mantri Ujjwala Yojana|Ujjwala Yojana LPG gas connection]], Saubhagya Yojana electricity connection, etc.].<ref name="house9">[https://economictimes.indiatimes.com/wealth/personal-finance-news/10-lakh-homes-built-under-pradhan-mantri-awas-yojana-gramin-government/articleshow/61875599.cms 10 lakh homes built under Pradhan Mantri Awas Yojana (Gramin): Government], [[The Economic Times|Economic Times]], 1 Dec 2017.</ref> The houses are allotted in the name of the woman or jointly between husband and wife. The construction of the houses is the sole responsibility of the beneficiary and engagement of contractors is strictly prohibited but in cases where beneficiary is physically disabled then it is the responsibility of block level officer to provide full assistance in construction of house under PMAY gramin. Sanitary latrine and smokeless Chullah are required to be constructed along with each IAY house for which additional financial assistance is provided from "Total Sanitation Campaign" and "Rajiv Gandhi Grameen Vidyutikaran Yojana" ( Which is now subsumed by Deen Dayal Upadhaya Gram Jyoti Yojana ) respectively. This scheme, operating since 1985, provides [[subsidies]] and [[Grant (money)|cash-assistance]] to people in villages to construct their houses, themselves.<ref>{{cite web|url=http://pib.nic.in/newsite/erelease.aspx?relid=0|title=Press Information Bureau}}</ref>

===History===
Started in 1985 as part of the [[Rural Landless Employment Guarantee Programme (RLEGP)]], Indira Awas Yojana (IAY) was subsumed in [[Jawahar Rozgar Yojana (JRY)]] in 1989 and has been operating as an independent scheme since 1 January 1996.<ref name=IAYrural>{{cite web|title=Indira Awaas Yojana |url=http://rural.nic.in/rh.htm |publisher=Rural.nic.in |access-date=8 March 2011 |url-status=dead |archive-url=https://web.archive.org/web/20110206092524/http://www.rural.nic.in/RH.htm |archive-date=6 February 2011 }}</ref> In 1993-94 this scheme was extended to Non SC/ST categories also. From 1995 to 1996 the scheme has been further extended to widows or next-of-kin of defense personnel killed in action, ex-servicemen and retired members of the paramilitary forces who wish to live in rural areas as long as they meet basic eligibility criteria.<ref>{{Cite web|url=https://www.wiki.meramaal.com/2018/04/04/pradhan-mantri-gramin-awaas-yojana/|title=Pradhan Mantri Gramin Awaas Yojana {{!}} Indira Awaas Yojana|website=www.wiki.meramaal.com|date=4 April 2018 |language=en-US|access-date=2018-10-24}}</ref>

Given that India has been historically a [[List of countries by population|populous]] and [[Poverty in India|poor]] country, the need of proper housing for the [[Partition of India#Delhi Punjabi refugees|refugees]] and villagers has been a focus of [[Government of India|Government]]'s welfare schemes since the time of [[India's independence]].<ref name=IAYrural2>{{cite web|title=GUIDELINES for INDIRA AWAAS YOJANA-Introduction |url=http://rural.nic.in/iaygd2.htm |publisher=rural.nic.in |access-date=8 March 2011 |url-status=dead |archive-url=https://sarkarieyojana.in/indira-awas-yojana-list-bihar/ |archive-date=25 December 2010 }}</ref> As a result, various welfare schemes like House Sites cum Construction Assistance Scheme have been ongoing since the 1950s.<ref name=IAYrural2/> However, it was only in the 1983 that a focused fund for creation of housing for [[scheduled castes]] (SCs), [[scheduled tribes]] (STs) and freed [[bonded labour]] was set up under Rural Landless Employment Guarantee Programme (RLEGP). This gave birth to IAY in the [[fiscal year]] 1985–86.<ref name=IAYrural2/>

"Indira Awas Yojana" (IAY) was launched by [[Rajiv Gandhi]], the then [[Prime Minister of India]] in 1985 and was restructured as "Pradhan Mantri Gramin Awas Yojana" (PMGAY) in 2015.<ref>{{citation |title=Modi government to rename new-look Indira Awaas Yojana to Pradhan Mantri Gramin Awaas Yojana |url=http://articles.economictimes.indiatimes.com/2015-12-29/news/69379499_1_indira-awaas-yojana-jan-dhan-yojana-iay-scheme |work=[[The Economic Times]] |date=29 December 2015 }}</ref><ref name=zee>{{citation |title=Modi govt changes Indira Awaas Yojana's name; it's now Pradhan Mantri Gramin Awaas Yojana |url=http://zeenews.india.com/news/india/modi-govt-changes-indira-awaas-yojanas-name-its-now-pradhan-mantri-gramin-awaas-yojana_1879458.html |work=[[Zee News]] |date=25 April 2016 }}</ref>

==Purpose==

The broad purpose of the scheme is to provide financial assistance to some of the weakest sections of society for them to upgrade or construct the house of respectable quality for their personal living.<ref name=IAYrural2/> The vision of the government is to replace all temporary (kutcha ) houses from Indian villages by 2017 (house in which 0, 1, 2 wall are kutcha with kutcha roof..<ref name=IAYvision>{{cite news|last=Kumar|first=Devesh|title=Indira Awaas Yojana scope to be widened, states to come in as partners|url=http://articles.economictimes.indiatimes.com/2010-06-19/news/27606071_1_rural-development-iay-vision-plan|access-date=8 March 2011|newspaper=Economic Times|date=19 June 2010}}</ref>

==Implementation==
The funds are allocated to the states based on 75% weightage of rural housing shortage and 25% weightage of poverty ratio. The housing shortage is as per the official published figures of [[Registrar General of India]] based on the 2001 Census.<ref name=PIB1>{{cite news|title=Allotment of Indira Awas|url=http://pib.nic.in/newsite/erelease.aspx?relid=70453|access-date=8 March 2011|newspaper=Press Information Bureau, Government of India|date=3 March 2011}}</ref>

A software called "AWAAS Soft" was launched in July 2010 to assist in improved administration of this scheme.<ref name=IAYrural/>

== Eligibility ==
All the below categories are automatically included under PM awas yojana gramin

* List of kutcha house under PM awas yojana gramin is prepared on the basis of Housing deprivation parameter in the Socio economic and caste census 2011.
* Then this list is confirmed by the gram Shabhas and panchayat level, they will make deletion or addition of any household who is left outside parameters of SECC 2011.
* Kutcha houses having 0, 1, 2 rooms with kutcha roof are included under PM awas yojana gramin
* Households without any shelter are covered PM awas yojana or PM rural.
* Destitute living on the alms are covered under PM awas yojana gramin.
* Manual scavenger are also included.
* Primitive tribal groups are included under PM awas yojana gramin.
* Legally released bounded laborers are covered under PM awas yojana gramin.

=== Who are not eligible ===
There are total 13 parameters set by government of India and households with kutcha house of 0, 1, 2 rooms and kutcha roof but are fulfilling any one of the 13 parameters are kept excluded from this scheme.

* Households having Two. three or four wheeler and motorized boat are excluded from PM awas yojana gramin.
* Households having mechanized three or four wheeler agriculture or allied equipment are also excluded from PM awas yojana gramin.
* Kisan credit card holder having limit of 50000 rupees are also kept outside PM awas yojana gramin.
* Households having any government employee are also kept outside.
* If any member of the family is earning more than 10000 rupees per month.
* Those who are paying income tax are also not included in PM awas yojana gramin.
* Professional tax payers also excluded from PM awas yojana gramin.
* Those who owns a landline phone are also not covered under PM awas yojana gramin.
* Those who owns a refrigerator are also not covered under PM awas yojana gramin.
* Landholder of more than 2.5 acres of irrigated land are also kept outside.
* 5 acres or more irrigated land for 2 or more crop seasons are not included.
* Households having total land of 7.5 acres (both irrigated or non irrigated) are kept out of Pradhan mantri awas yojana gramin.

==Current provisions==
As per the 2011 budget, the total funds allocated for IAY have been set at {{INRConvert|100|b}}<ref name=ETbudget>{{cite news |title=Union Budget 2011: Rural development to get 12% more |url=http://economictimes.indiatimes.com/news/economy/policy/union-budget-2011-rural-development-to-get-12-more/articleshow/7595868.cms |access-date=8 March 2011 |newspaper=Economic Times |date=28 February 2011 |url-status=dead |archive-url=https://web.archive.org/web/20121016234903/http://economictimes.indiatimes.com/news/economy/policy/union-budget-2011-rural-development-to-get-12-more/articleshow/7595868.cms |archive-date=16 October 2012 }}</ref> for construction of houses for BPL families with special focus on the Left Wing Extremist (LWE) districts.<ref name=FY2011>{{cite news|last=Balchand|first=K.|title=Pranab shifts focus to Bharat Nirman|url=http://www.thehindu.com/news/states/article1497882.ece|access-date=8 March 2011|newspaper=The Hindu|date=28 February 2011|location=Chennai, India}}</ref>

Under the Pradhan Mantri Gramin Awas Yojana 2020, the Central Government is providing financial assistance of Rs.1,20,000 for building of pucca house on flat land and the Government is providing financial assistance of Rs.1,30,000 for construction of pucca house in hilly area.

==Impact==
Since 1985, 25.2 million houses have been constructed under the scheme. Under the [[Bharat Nirman]] Phase 1 project, 6 million houses were targeted and 7.1 million actually constructed from 2005–06 to 2008–09.<ref name=PIB2>{{cite news|title=Persons Eligible for Indira Awas Yojana(IAY)|url=http://pib.nic.in/newsite/erelease.aspx?relid=70098|access-date=8 March 2011|newspaper=Press Information Bureau, Government of India}}</ref> Additional, 12 million houses are planned to be constructed or renovated under the Bharat Nirman Phase 2.<ref name=PIB2/>

According to the official 2001 figures, the total rural housing shortage was 14.825 million houses.<ref name=PIB2/>

==See also==
{{Portal|India}}
*[[Housing for All|Housing for All
scheme in India]]
*[[Bharat Nirman]]
*[[Union budget of India]]
*[[2011 Union Budget of India]]
*[[District Rural Development Agencies (India)]]
*[[Minister of Rural Development (India)]]

==References==
{{reflist}}

==External links==
{{Sisterlinks|Indira Awaas Yojana}}
* [http://iay.nic.in/netiay/home.aspx Official Website]
*[https://pmaymis.gov.in/ Pradhan Mantri Awas Yojana- Housing for All (Urban)]

{{Government Schemes in India}}

[[Category:Rural development in India]]
[[Category:Poverty in India]]
[[Category:Housing in India]]
[[Category:Government schemes in India]]
[[Category:1996 establishments in India]]

Pradhan Mantri Gramin Awas Yojana - Revision history

Ajay Kumar: Created a new article