Dhanlaxmi Bank - Revision history

Indianeagle1 at 16:15, 24 October 2025

2025-10-24T16:15:03Z

CleanupBot II: Removed empty portal template using script

2023-08-13T21:47:17Z

Removed empty portal template using script

← Older revision		Revision as of 03:17, 14 August 2023
Line 69:		Line 69:

	==See also==		==See also==
	~~{{Portal\|Banks}}~~
	* [[Banking in India]]		* [[Banking in India]]
	* [[List of banks in India]]		* [[List of banks in India]]

UpdateBot at 05:17, 14 June 2022

2022-06-14T05:17:02Z

← Older revision		Revision as of 10:47, 14 June 2022
Line 9:		Line 9:
	\| name = Dhanlaxmi Bank		\| name = Dhanlaxmi Bank
	\| logo = Dhanlaxmi Bank.svg		\| logo = Dhanlaxmi Bank.svg
	\| image =		\|image = File:Dhana_lakshmi_bank.jpg
			\| image_size =
			\| image_alt = Dhanlaxmi Bank New Head office
			\| image_caption = Dhanlaxmi Bank New Head Office
	\| type = [[Public]]		\| type = [[Public]]
	\| traded_as = {{BSE\|532180}}<br />{{NSE\|DHANBANK}}		\| traded_as = {{BSE\|532180}}<br />{{NSE\|DHANBANK}}
	\| industry = [[Banking]]<br />[[Financial service]]s		\| industry = [[Banking]]<br />[[Financial service]]s
	\| founded = {{Start date and age\|1927\|11\|14\|df=yes}}		\| founded = {{Start date and age\|1927\|11\|14\|df=yes}}
	\| key_people = {{Unbulleted_list\|J. K. Shivan<br />([[Chief executive officer\|CEO]] & [[Managing director\|MD]])\|~~G. Subramonia Iyer~~<br />(~~[[Chairman]]~~)}}		\| key_people = {{Unbulleted_list\|J. K. Shivan<br />([[Chief executive officer\|CEO]] & [[Managing director\|MD]])\|<br />()}}
	\| products = {{Bulleted_list\|[[Credit card]]s\|[[Retail banking\|Consumer banking]]\|[[Commercial bank\|Corporate banking]]\|[[Financial services\|Finance and Insurance]]\|[[Mortgage loan]]s\|[[Private banking]]\|[[Wealth management]]\|[[Investment banking]]}}		\| products = {{Bulleted_list\|[[Credit card]]s\|[[Retail banking\|Consumer banking]]\|[[Commercial bank\|Corporate banking]]\|[[Financial services\|Finance and Insurance]]\|[[Mortgage loan]]s\|[[Private banking]]\|[[Wealth management]]\|[[Investment banking]]}}
	\| revenue = {{~~Decrease~~}}{{INRConvert\|~~1072~~\|c}} (~~2021~~)<ref name="BalSheet">[https://www.dhanbank.com/pdf/financials/Annual_Report_2016-17.pdf "Balance Sheet 31.03.2017"]. dhanbank.com (15 March 2018).</ref>		\| revenue = {{Increase}}{{INRConvert\|1086\|c}} (2022)<ref name="BalSheet">[https://www.dhanbank.com/pdf/financials/Annual_Report_2016-17.pdf "Balance Sheet 31.03.2017"]. dhanbank.com (15 March 2018).</ref>
	\| net_income = {{Decrease}} {{INRConvert\|37.19\|c}} (2021)<ref name="BalSheet"/>		\| net_income = {{Decrease}} {{INRConvert\|35.90\|c}} (2021)<ref name="BalSheet"/>
	\| assets = {{Increase}}{{INRConvert\|~~13096~~\|c}} ( 2021)<ref name="BalSheet"/>		\| assets = {{Increase}}{{INRConvert\|13796\|c}} ( 2021)<ref name="BalSheet"/>
	\| equity =		\| equity =
	\| num_employees = 1,~~656~~ (March ~~2021~~)<ref name="BalSheet"/>		\| num_employees = 1,723 (March 2022)<ref name="BalSheet"/>
	\| ratio = 14.47%<ref name="BalSheet"/>		\| ratio = 12.98%<ref name="BalSheet"/>
	\| location = [[Thrissur]], [[Kerala]], India		\| location = [[Thrissur]], [[Kerala]], India
	\| homepage = {{url\|https://www.dhanbank.com}}		\| homepage = {{url\|https://www.dhanbank.com}}
	}}		}}

	'''Dhanlaxmi Bank Ltd''' is an Indian private sector bank headquartered in [[Thrissur]], [[Kerala]]. The bank has 245 branches and ~~257~~ ATMs spread over the states of Kerala, [[Tamil Nadu]], [[Karnataka]], [[Andhra Pradesh]], [[Telangana]], [[Maharashtra]], [[Gujarat]], [[Delhi]], [[West Bengal]], [[Madhya Pradesh]], [[Punjab, India\|Punjab]], [[Uttar Pradesh]], [[Rajasthan]], [[Chandigarh]], and [[Haryana]].		'''Dhanlaxmi Bank Ltd''' is an Indian private sector bank headquartered in [[Thrissur]], [[Kerala]]. The bank has 245 branches and 258 ATMs/CDMs spread over the states of Kerala, [[Tamil Nadu]], [[Karnataka]], [[Andhra Pradesh]], [[Telangana]], [[Maharashtra]], [[Gujarat]], [[Delhi]], [[West Bengal]], [[Madhya Pradesh]], [[Punjab, India\|Punjab]], [[Uttar Pradesh]], [[Rajasthan]], [[Chandigarh]], and [[Haryana]].

	==History==		==History==
Line 32:		Line 35:

	==Business overview==		==Business overview==
	* Bank has recorded an annual operating profit of ~~{{INR\|105~~.~~09 crores}}~~ and Net profit of ~~{{INR\|37~~.~~19 crores}}~~ for the financial year ended 31 March ~~2021~~.		• Dhanlaxmi Bank has recorded an annual operating profit of Rs.134.30 Crs and Net profit of Rs.35.90 Crs for the financial year ended 31st March 2022.
	* Total business ~~reached {{INR\|18,834 crores}}~~ as on 31 March ~~2021~~ from ~~{{INR\|17,703 crores}}~~ as on 31 March ~~2020~~, registering growth of 6.39%.		• Total business of the Bank improved to Rs. 20847 Crs as on 31st March 2022 from Rs. 18834 Crs as on 31st March 2021, registering growth of 10.69%.
	* Deposits recorded a growth of 7.41% to reach ~~{{INR\|11,712 crores}}~~ as on 31 March ~~2021 from {{INR\|10,904 crores}}~~ as on 31 March ~~2020~~.		• Deposits recorded a growth of 5.90 % to reach Rs.12403 Crs as on 31st March 2022 against Rs. 11712 Crs as on 31st March 2021.
	* CASA deposits grew by 20.28% during the year and reached ~~{{INR\|3,908 crores}}~~ as on 31 March ~~2021~~ which was ~~{{INR\|3,249 crores}}~~ as on 31 March ~~2020~~.		• CASA deposits grew by 8.80% during the year and reached Rs.4252 Crs as on 31st March.2022 which was Rs.3908 Crs as on 31st March.2021.
	* CASA to Total deposits as on 31 March ~~2021 has increased~~ to 33.37%.		• CASA to Total deposits as on 31st March.2022 improved to 34.28%.
	* Gross Advances reached ~~{{INR\|7,122 crores}}~~ as on 31 March 2021 ~~from {{INR\|6~~,~~799 crores}}~~ registering growth of 4.75%.		• Gross Advances reached Rs.8444 Crs as on 31st March 2022 from Rs. 7122 Crs as on 31st March 2021, registering growth of 18.56%.
	* Retail advance grew by 19.~~91% to reach {{INR\|3,608 crores}}~~ as on 31 March 2021.		• Annual Net Interest Income increased from Rs.329.65 Crs as on 31st March 2021 to Rs. 362.32 Crs, as on 31st March 2022 registering growth of 9.91%
	* Gold Loan portfolio stood at 26.~~14% of advances~~, registering a growth of 46.61% ~~on YoY basis~~		• Non-Interest income of the Bank increased to Rs. 169.12 Crs as on 31st March 2022 from Rs. 122.22 Crs as on 31st March 2021, registering a growth of 38.37% .
	* Non-Interest income of the Bank increased to ~~{{INR\|141~~.~~48 crores}}~~ as on 31 March ~~2021~~ from ~~{{INR\|112~~.~~85 crores}}~~ as on 31 March ~~2020~~, registering a growth of 25.37%.		• NIM improved from 2.82% to 3.00% on Y-o-Y basis
	* CRAR improved to 14.47% ~~in FY 2020~~-~~21 against 14~~.41% ~~during the Previous Year 2019–20~~.		• Total Income of the Bank increased by Rs.32.79 Crs with growth of 3.11% on Y-o-Y basis
	* Book Value of ~~the Shares stands at {{INR\|~~34.15}} as on 31 ~~March 2021~~.		• Cost to Income Ratio reduced from 81.01% to 74.73% on Y-o-Y basis
			• CD Ratio improved from 60.81% to 68.08% on Y-o-Y basis.
			• Asset Quality improved significantly with Gross NPA coming down by 291 bps and Net NPA coming down by 191 bps on a Y-o-Y basis to 6.32% and 2.85% respectively.
			• Provision Coverage Ratio improved from 74.20% to 80.64% on Y-o-Y basis
			• Book Value of shares improved from Rs.34.15 to Rs.35.57 on Y-o-Y basis
			• CRAR as on March 31, 2022 was 12.98%


	Dhanlaxmi Bank has deployed Centralised Banking Solution (CBS) on the [[Flexcube]] platform at all its branches for extending anywhere/anytime/anyhow banking to its clientele through multiple delivery channels. The bank has set up a data centre in Bangalore, to keep the networked system operational round the clock.		Dhanlaxmi Bank has deployed Centralised Banking Solution (CBS) on the [[Flexcube]] platform at all its branches for extending anywhere/anytime/anyhow banking to its clientele through multiple delivery channels. The bank has set up a data centre in Bangalore, to keep the networked system operational round the clock.

	===Change of name===		===Change of name===
	The bank has changed its name from Dhanalakshmi Bank to Dhanlaxmi Bank on 10 August 2010.<ref>https://www.business-standard.com/article-amp/companies/dhanalakshmi-bank-gets-roc-nod-for-name-change-110081400110_1.html</ref>		The bank has changed its name from Dhanalakshmi Bank to Dhanlaxmi Bank on 10 August 2010.<ref>{{Cite news\|url=https://www.business-standard.com/article-amp/companies/dhanalakshmi-bank-gets-roc-nod-for-name-change-110081400110_1.html\|title = Dhanalakshmi Bank gets RoC nod for name change\|newspaper = Business Standard India\|date = 14 August 2010\|agency = Press Trust of India}}</ref>

	===Partnerships===		===Partnerships===
Line 53:		Line 62:

	===Credit cards===		===Credit cards===
	In March 2010, the bank launched Dhanlaxmi Bank Platinum and Gold Credit cards.<ref>{{cite ~~web~~		In March 2010, the bank launched Dhanlaxmi Bank Platinum and Gold Credit cards.<ref>{{cite news
	\|url=http://www.business-standard.com/india/storypage.php?autono=389390		\|url=http://www.business-standard.com/india/storypage.php?autono=389390
	\|title=Dhanlaxmi Bank launches credit cards		\|title=Dhanlaxmi Bank launches credit cards

59.144.54.3 at 10:45, 13 September 2021

2021-09-13T10:45:46Z

← Older revision		Revision as of 16:15, 13 September 2021
Line 16:		Line 16:
	\| key_people = {{Unbulleted_list\|J. K. Shivan<br />([[Chief executive officer\|CEO]] & [[Managing director\|MD]])\|G. Subramonia Iyer<br />([[Chairman]])}}		\| key_people = {{Unbulleted_list\|J. K. Shivan<br />([[Chief executive officer\|CEO]] & [[Managing director\|MD]])\|G. Subramonia Iyer<br />([[Chairman]])}}
	\| products = {{Bulleted_list\|[[Credit card]]s\|[[Retail banking\|Consumer banking]]\|[[Commercial bank\|Corporate banking]]\|[[Financial services\|Finance and Insurance]]\|[[Mortgage loan]]s\|[[Private banking]]\|[[Wealth management]]\|[[Investment banking]]}}		\| products = {{Bulleted_list\|[[Credit card]]s\|[[Retail banking\|Consumer banking]]\|[[Commercial bank\|Corporate banking]]\|[[Financial services\|Finance and Insurance]]\|[[Mortgage loan]]s\|[[Private banking]]\|[[Wealth management]]\|[[Investment banking]]}}
	\| revenue = {{~~Increase~~}}{{INRConvert\|~~1100~~\|c}} (~~2020~~)<ref name="BalSheet">[https://www.dhanbank.com/pdf/financials/Annual_Report_2016-17.pdf "Balance Sheet 31.03.2017"]. dhanbank.com (15 March 2018).</ref>		\| revenue = {{Decrease}}{{INRConvert\|1072\|c}} (2021)<ref name="BalSheet">[https://www.dhanbank.com/pdf/financials/Annual_Report_2016-17.pdf "Balance Sheet 31.03.2017"]. dhanbank.com (15 March 2018).</ref>
	\| net_income = {{~~increase~~}} {{INRConvert\|31.91\|c}} (~~December 2020~~)<ref name="BalSheet"/>		\| net_income = {{Decrease}} {{INRConvert\|37.19\|c}} (2021)<ref name="BalSheet"/>
	\| assets = {{Increase}}{{INRConvert\|~~12808~~\|c}} (~~December 2020~~)<ref name="BalSheet"/>		\| assets = {{Increase}}{{INRConvert\|13096\|c}} ( 2021)<ref name="BalSheet"/>
	\| equity =		\| equity =
	\| num_employees = 1,~~664~~ (~~December 2020~~)<ref name="BalSheet"/>		\| num_employees = 1,656 (March 2021)<ref name="BalSheet"/>
	\| ratio = 14.16%<ref name="BalSheet"/>		\| ratio = 14.47%<ref name="BalSheet"/>
	\| location = [[Thrissur]], [[Kerala]], India		\| location = [[Thrissur]], [[Kerala]], India
	\| homepage = {{url\|https://www.dhanbank.com}}		\| homepage = {{url\|https://www.dhanbank.com}}

98.230.196.188 at 01:50, 31 August 2021

2021-08-31T01:50:03Z

New page

{{Short description|Private bank in Kerala, India}}
{{Multiple issues|
{{original research|date=August 2012}}
{{more citations needed|date=March 2011}}
}}
{{Use Indian English|date=June 2013}}
{{Use dmy dates|date=October 2020}}
{{Infobox company
| name = Dhanlaxmi Bank
| logo = Dhanlaxmi Bank.svg
| image =
| type = [[Public]]
| traded_as = {{BSE|532180}}<br />{{NSE|DHANBANK}}
| industry = [[Banking]]<br />[[Financial service]]s
| founded = {{Start date and age|1927|11|14|df=yes}}
| key_people = {{Unbulleted_list|J. K. Shivan<br />([[Chief executive officer|CEO]] & [[Managing director|MD]])|G. Subramonia Iyer<br />([[Chairman]])}}
| products = {{Bulleted_list|[[Credit card]]s|[[Retail banking|Consumer banking]]|[[Commercial bank|Corporate banking]]|[[Financial services|Finance and Insurance]]|[[Mortgage loan]]s|[[Private banking]]|[[Wealth management]]|[[Investment banking]]}}
| revenue = {{Increase}}{{INRConvert|1100|c}} (2020)<ref name="BalSheet">[https://www.dhanbank.com/pdf/financials/Annual_Report_2016-17.pdf "Balance Sheet 31.03.2017"]. dhanbank.com (15 March 2018).</ref>
| net_income = {{increase}} {{INRConvert|31.91|c}} (December 2020)<ref name="BalSheet"/>
| assets = {{Increase}}{{INRConvert|12808|c}} (December 2020)<ref name="BalSheet"/>
| equity =
| num_employees = 1,664 (December 2020)<ref name="BalSheet"/>
| ratio = 14.16%<ref name="BalSheet"/>
| location = [[Thrissur]], [[Kerala]], India
| homepage = {{url|https://www.dhanbank.com}}
}}

'''Dhanlaxmi Bank Ltd''' is an Indian private sector bank headquartered in [[Thrissur]], [[Kerala]]. The bank has 245 branches and 257 ATMs spread over the states of Kerala, [[Tamil Nadu]], [[Karnataka]], [[Andhra Pradesh]], [[Telangana]], [[Maharashtra]], [[Gujarat]], [[Delhi]], [[West Bengal]], [[Madhya Pradesh]], [[Punjab, India|Punjab]], [[Uttar Pradesh]], [[Rajasthan]], [[Chandigarh]], and [[Haryana]].

==History==
Dhanlaxmi Bank Ltd was incorporated on 14 November 1927 as Dhanalakshmi Bank at [[Thrissur]] with a capital of {{INR|11000}} and seven employees. It became a [[Scheduled Banks (India)|Scheduled Commercial Bank]] in the year 1977.

==Business overview==
* Bank has recorded an annual operating profit of {{INR|105.09 crores}} and Net profit of {{INR|37.19 crores}} for the financial year ended 31 March 2021.
* Total business reached {{INR|18,834 crores}} as on 31 March 2021 from {{INR|17,703 crores}} as on 31 March 2020, registering growth of 6.39%.
* Deposits recorded a growth of 7.41% to reach {{INR|11,712 crores}} as on 31 March 2021 from {{INR|10,904 crores}} as on 31 March 2020.
* CASA deposits grew by 20.28% during the year and reached {{INR|3,908 crores}} as on 31 March 2021 which was {{INR|3,249 crores}} as on 31 March 2020.
* CASA to Total deposits as on 31 March 2021 has increased to 33.37%.
* Gross Advances reached {{INR|7,122 crores}} as on 31 March 2021 from {{INR|6,799 crores}} registering growth of 4.75%.
* Retail advance grew by 19.91% to reach {{INR|3,608 crores}} as on 31 March 2021.
* Gold Loan portfolio stood at 26.14% of advances, registering a growth of 46.61% on YoY basis
* Non-Interest income of the Bank increased to {{INR|141.48 crores}} as on 31 March 2021 from {{INR|112.85 crores}} as on 31 March 2020, registering a growth of 25.37%.
* CRAR improved to 14.47% in FY 2020-21 against 14.41% during the Previous Year 2019–20.
* Book Value of the Shares stands at {{INR|34.15}} as on 31 March 2021.

Dhanlaxmi Bank has deployed Centralised Banking Solution (CBS) on the [[Flexcube]] platform at all its branches for extending anywhere/anytime/anyhow banking to its clientele through multiple delivery channels. The bank has set up a data centre in Bangalore, to keep the networked system operational round the clock.

===Change of name===
The bank has changed its name from Dhanalakshmi Bank to Dhanlaxmi Bank on 10 August 2010.<ref>https://www.business-standard.com/article-amp/companies/dhanalakshmi-bank-gets-roc-nod-for-name-change-110081400110_1.html</ref>

===Partnerships===
The bank is a depository participant of NSDL (National Security Depository Limited) offering Demat services through select branches. It has partnered AGS Infotech for installation of ATMs. It offers VISA & Rupay-branded debit cards and VISA branched credit cards to customers. It is also offering insurance services through Bajaj Allianz Life Insurance and [[CANARA HSBC OBC LIFE]] company as their [[Bancassurance]] life insurance channel partner and Bajaj Allianz General Insurance as General Insurance Channel Partner.

===Credit cards===
In March 2010, the bank launched Dhanlaxmi Bank Platinum and Gold Credit cards.<ref>{{cite web
|url=http://www.business-standard.com/india/storypage.php?autono=389390
|title=Dhanlaxmi Bank launches credit cards
|work=Business Standard
|access-date=2010-03-28}}</ref>

==See also==
{{Portal|Banks}}
* [[Banking in India]]
* [[List of banks in India]]
* [[Reserve Bank of India]]
* [[Indian Financial System Code]]
* [[List of largest banks]]
* [[List of companies of India]]
* [[Make in India]]
* [[Kerala Bank]]

==References==
{{reflist}}

==External links==
* {{official website|https://www.dhanbank.com/}}

{{Thrissur topics}}
{{Banking in India}}

[[Category:Banks established in 1927]]
[[Category:Indian companies established in 1927]]
[[Category:Banks based in Thrissur]]
[[Category:Private sector banks in India]]
[[Category:Companies listed on the National Stock Exchange of India]]
[[Category:Companies listed on the Bombay Stock Exchange]]