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{{Infobox project
| name = Atal Beemit Vyakti Kalyan Yojana (ABVKY)
| country = [[India]]
| primeminister = [[Narendra Modi]]
| launched =July 1, 2018
| website = [https://www.esic.gov.in/abvky official website]
}}

'''The Atal Beemit Vyakti Kalyan Yojana''' (ABVKY) is a government welfare scheme launched by the [[Government of India|Central Government of India]]. Initially introduced as a pilot project for a two-year period, the scheme was designed to provide financial relief to individuals who faced unemployment during the [[COVID-19 pandemic|COVID-19 pandemic]].<ref>{{Cite web |title=नौकरी छूटने पर बेरोजगारी भत्ता चाहिए? तुरंत कराएं रजिस्ट्रेशन- जानें कौन है याग्य और कैसे उठाएं फायदा |url=https://www.zeebiz.com/hindi/personal-finance/atal-beemit-vyakti-yojana-jobless-can-do-registration-for-unemployment-allowance-benefits-esi-pf-organized-sector-72809 |access-date=2023-07-19 |website=[[Zee Business]] |language=Hindi}}</ref> Due to its perceived effectiveness and the continued impact of the pandemic on employment, the scheme was subsequently extended until June 30, 2022.<ref>{{Cite web |title=Centre extends Atal Beemit Vyakti Kalyan Yojana till June 30, 2022{{!}} Check eligibility criteria, how to apply and benefits |url=https://www.indiatoday.in/information/story/centre-extends-atal-beemit-vyakti-kalyan-yojana-till-june-30-2022-check-eligibility-criteria-how-to-apply-and-benefits-1859645-2021-10-01 |access-date=2023-07-19 |website=[[India Today]] |language=en}}</ref><ref>{{Cite news |last=Sharma |first=Yogima Seth |title=Labour ministry extends unemployment benefits under ESIC for another two years |work=[[The Economic Times]] |url=https://economictimes.indiatimes.com/news/economy/policy/labour-ministry-extends-unemployment-benefits-under-esic-for-another-two-years/articleshow/98099313.cms |access-date=2023-07-19 |issn=0013-0389}}</ref><ref>{{Cite web |title=Can job loss insurance help if you get laid off? Here's the truth |url=https://www.cnbctv18.com/personal-finance/can-job-loss-insurance-help-if-you-get-laid-off-heres-the-answer-twitter-meta-firing-15160581.htm |access-date=2023-07-19 |website=[[CNBC TV18]] |language=en}}</ref>

==Overview==
The ABVKY was introduced in 2018 under the auspices of the [[Employees' State Insurance|Employees' State Insurance Corporation]] (ESIC). The primary objective of the scheme was to offer support and employment opportunities to individuals who lost their jobs during the unprecedented [[COVID-19 pandemic in India|COVID-19 pandemic]], with a specific focus on workers in various industrial sectors.<ref>{{Cite web |last=Live |first=A. B. P. |title=छूट गई है नौकरी और चाहिए बेरोजगारी भत्ता तो इस तरह कराएं रजिस्ट्रेशन, उठाएं इस योजना का लाभ |url=https://www.abplive.com/business/unemployment-allowance-atal-beemit-vyakti-kalyan-yojana-know-about-the-details-of-this-scheme-and-esi-organised-sector-2052143 |access-date=2023-07-19 |website=[[ABP News]] |language=hi}}</ref>

==Benefits==
The Atal Beemit Vyakti Kalyan Yojana provides financial assistance in the form of unemployment allowances to eligible beneficiaries. The amount of the allowance is a percentage of the average daily wages earned by the insured person during the relevant contribution period.<ref>{{Cite news |title=अब 30 जून 2022 तक ले सकेंगे अटल बीमित व्यक्ति कल्याण योजना का लाभ, इसमें नौकरी जाने पर सरकार देती है भत्ता |work=[[Dainik Bhaskar]] |url=https://www.bhaskar.com/business/news/now-till-june-30-2022-you-will-be-able-to-take-the-benefit-of-atal-insured-persons-welfare-scheme-the-government-gives-allowance-if-you-lose-your-job-128916629.html}}</ref> The allowance is paid directly to the beneficiary's bank account for a maximum period of up to 90 days during the course of the unemployment spell.<ref>{{Cite web |title=Unemployment scheme: Govt says claims through affidavit form no longer required |url=https://www.livemint.com/news/india/unemployment-scheme-govt-says-claims-through-affidavit-form-no-longer-required-11604832536346.html |access-date=2023-07-19 |website=[[Mint (newspaper)]] |language=en}}</ref><ref>{{Cite web |last=Bureau |first=BW Online |title=Under ABVKY Unemployment Benefit Enhanced To 50% From 25%: Centre |url=http://businessworld.inhttps//www.businessworld.in/article/Under-ABVKY-Unemployment-Benefit-Enhanced-To-50-From-25-Centre-/10-02-2022-420192 |access-date=2023-07-19 |website=[[Businessworld]] |language=en}}</ref>

==Eligibility criteria==
To avail the benefits of the Atal Beemit Vyakti Kalyan Yojana, individuals must meet certain eligibility criteria. The scheme is exclusively available to those employees who are registered under the [[Employees' State Insurance]] (ESI) scheme.<ref>{{Cite web |title=ABVKY स्कीम: बेरोजगारों को 3 माह तक पैसे देती है सरकार, अब मिली ये राहत |url=https://www.livehindustan.com/business/story-modi-government-scheme-atal-beemit-vyakti-kalyan-yojana-abvky-lost-job-check-big-relief-business-news-india-4264245.html |access-date=2023-07-19 |website=[[Hindustan (newspaper)]] |language=hi}}</ref>

* '''Employees in the Private Sector''': Individuals employed in private sector companies that deduct [[Provident fund|Provident Fund]] (PF) or [[Employees' State Insurance]] (ESI) from their monthly salaries are eligible to participate in the scheme.
* '''ESI Card Holders''': Employees working in private companies and factories, who have obtained obtained an ESI card, can benefit from the ABVKY. This card serves as a crucial document for availing the scheme's benefits.<ref>{{Cite web |title=Atal Beemit Vyakti Kalyan Yojana |url=https://www.esic.gov.in/abvky |website=esic}}</ref>
* '''Income Limit''': The scheme is accessible to those employees whose monthly income is Rs. 21,000 or less.<ref>{{Cite web |title=CG Launches Scheme for Unemployed Scholars, Check Eligibility and Benefits |url=https://results.amarujala.com/current-affairs/atal-beemit-vyakti-kalyan-yojana-for-unemployed-persons-registration-eligibility-benefits-details-here |access-date=2023-07-19 |website=[[Amarujala]]}}</ref>

==Application process==
Individuals who qualify for the scheme can apply for benefits under the Atal Beemit Vyakti Kalyan Yojana by submitting relevant documents, such as the ESI card or the necessary paperwork from their employing company, to establish their eligibility for the scheme.<ref>{{Cite web |title=Unemployment allowance: Govt giving 50% of salary to unemployed, here's how to avail |url=https://www.dnaindia.com/personal-finance/report-unemployment-allowance-govt-giving-50-of-salary-to-unemployed-here-s-how-to-avail-2911289 |access-date=2023-07-19 |website=DNA India |language=en}}</ref><ref>{{Cite web |title=Govt Scheme ABVKY: कोरोना काल में खो दी नौकरी, चिंता न करें इस योजना से घर बैठे पाएं आधी तनख्वाह |url=https://www.amarujala.com/education/govt-scheme-atal-beemit-vyakti-kalyan-yojana-registration-for-unemployment-allowance |access-date=2023-07-19 |website=[[Amar Ujala]] |language=hi}}</ref>

==See also==

* [[Employees State Insurance Corporation]] (ESIC)
* [[Economic impact of the COVID-19 pandemic in India]]
* [[Indian government response to the COVID-19 pandemic]]
* [[Economic impact of the COVID-19 pandemic]]

==References==
<references/>

==External links==
* [https://www.esic.gov.in/abvky Atal Beemit Vyakti Kalyan Yojana]
* [https://www.esic.nic.in/attachments/publicationfile/4ea1be1aa73b1f590ab4f1e0a4e72403.pdf Atal Beemit Vyakti Kalyan Yojana] on [[Employees' State Insurance]]

[[Category:Government schemes in India]]

Atal Beemit Vyakti Kalyan Yojana - Revision history

Mediagroup: Just published an informative work.